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2014/10/20 Sisi's first 100 days - center for american progress

Center For American Progress

Sisi's First 100 Days
Center For American Progress
The economic, security, and political challenges are intertwined, and how Sisi navigates them will be critical to both his political legitimacy at home, as well as to the amount of support he can build and maintain from abroad, including from the ...

2014/10/20 Marc andreessen on why optimism is always the safest bet - new york magazine

New York Magazine

Marc Andreessen on Why Optimism Is Always the Safest Bet
New York Magazine
Technology in the U.S. is dead; economic growth in the U.S. is dead. All of the American kids were Gen-X slackers2Reality Bites, starring Ethan Hawke and Winona Ryder, and Kevin Smith's Clerks came out in 1994, the year Andreessen arrived in Silicon ...

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Bank definition from wikipedia: A bank is a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly by loaning or indirectly through capital markets.
A bank is a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly by loaning or indirectly through capital markets. A bank links customers that have capital deficits and customers with capital surpluses.

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  • Bank of America: When to Use Credit vs Debit: MERCHANT SERVICESWhether your customers are smart debit card users or credit card users, Anovia Merchant Services can help you save money on your credit card processing fees,If you are processing more than $ 1,500.00 of transactions per month, you qualify for major savings with Anovia Merchant Services! Please view the video below; then, please visit my website to apply for savings on your credit card processing fees.My web address is : http:// www.aantrum.acndirect.comMy ACN IBO # is : 02688810
  • WELCOME TO #4.....JAMIEON YOM KIPPUR....FOR SUREDO YOU REALLY THINK THAT WE........ME....KEN D....ANONYMOUSLY....WOULD ALLOW YOUR ALTICE IPO ?ILLEGALLY DONE FOR THE ILLUMINATI ...WE NEVER FORGIVE AND NEVER FORGET.EACH DAY I TAKE ALL OF YOUR MONEY.LEGALLY .... MY WAY....AS FRANK DID SAYBYE...BYE....THE JP "CHASE ' IS NOW OVER."JP"...."MORGAN" YOU FUCKED WITH ME....AND MY ENTIRE....FAMILY .....AND NOW...YOU SEE...."JP" .. "MR. JAMIE"...YOU FUCKED.......WITH KEN D."ANONYMOUS" (LEE)SORRY STANLEY .....YOU PLAY...YOU PAY.NO ONE IS ABOVE.....THE BANK OF GOD.OCTOBER 3, 2014 - LOS ANGELES – New details on a cyberattack against JPMorgan Chase & Co.'s computer servers this summer add to increasing doubts over the security of consumer data kept by lenders, retailers and others.The New York-based bank disclosed Thursday that the breach compromised customer information pertaining to roughly 76 million households and 7 million small businesses.Among the customer data stolen were names, addresses, phone numbers and email addresses, though only customers who use the websites and JPMorganOnline and the apps ChaseMobile and JPMorgan Mobile were affected, the bank said.JPMorgan stressed that there's no evidence that the data breach included account numbers, passwords, Social Security numbers or dates of birth. It also noted that it has not seen any unusual customer fraud stemming from the data breach.The server breach follows data thefts that have hit financial firms and major retailers this year, adding to consumer concerns over the risk of identity theft and fraud.The Chase heist is even more disturbing than the recent retail breaches because banks are supposed to have fortress-like protection against intruders, said Gartner security analyst Avivah Litan."This is really a slap in the face of the American financial services system," Litan said. "Honestly, this is a crisis point."JPMorgan Chase, the nation's biggest bank by assets, has been working with law enforcement officials to investigate the cyberattack.The bank discovered the intrusion on its servers in mid-August and has since determined that the breach began as early as June, spokeswoman Patricia Wexler said."We have identified and closed the known access paths," she said, declining to elaborate.She also declined to comment on whether JPMorgan has been able to determine who was behind the cyberattack on its servers.In response to the data breach, the company has disabled compromised accounts and reset passwords of all its technology employees, Wexler said.In a post on its website, the bank told customers that it doesn't believe they need to change their password or account information. It also noted that customers are not liable for unauthorized transactions when they promptly alert the bank.The breach is yet another in a series of data thefts that have hit financial firms and major retailers.Last month, Home Depot said that malicious software lurking in its check-out terminals between April and September affected 56 million debit and credit cards. Michaels and Neiman Marcus also have been attacked by hackers in the past year.A data breach at Target in December compromised 40 million credit and debit cards. TJX Cos.'s theft of 90 million records, disclosed in 2007, remains the largest data breach at a retailer.Chase's assurances that it hasn't found any evidence of the personal data being misused shouldn't be misinterpreted as a reason to rest easy. The information still could be used in a variety of ways to rip off people in the months and years ahead.That means consumers and business owners need to be more vigilant than ever, making sure to pore over their financial statements each month for any sign of suspicious activity. People also should be more leery than ever of unsolicited phone calls from purported bank representatives, emails fishing for their financial information and even uninvited guests knocking at their doors."You have to be paranoid now. You can't slack off," Litan said. "There is no such thing as data confidentiality anymore. Everything is out there."Jamie Dimon, the bank's CEO, said in this year's annual report that despite spending millions on cybersecurity, JPMorgan remained worried about the threat of attacks. By the end of this year, the bank estimates that it will be spending about $250 million annually on cybersecurity and employing 1,000 people in the area.In August, the FBI said that it was working with the Secret Service to determine the scope of recent cyber attacks against several American financial institutions.Last month, JPMorgan began notifying customers that it would reissue credit or debit cards in the wake of the data breach at Home Depot. Wexler said the bank doesn't plan to reissue cards as a result of the breach of its servers, noting that customer account information was not stolen.__AP Technology Writer Michael Liedtke in San Francisco contributed to this report.
  • 76m JPMorgan customer accounts hacked in massive cyber attackJPMorgan, America’s biggest bank, has been a victim to a major data breach affecting millions. 76m households and seven million small businesses may have had their private data compromised by the cyber attack which gathered accounts holders names and addresses. The attack targeted users of the websites and JPMorganOnline, and the apps ChaseMobile and JPMorgan Mobile. However, JPMorgan insisted that information such as account and social security numbers had not been stolen. In a filing to the US Securities and Exchange Commission, the bank said: User contact information – name, address, phone number and email address – and internal JPMorgan Chase information relating to such users have been compromised. However, there is no evidence that account information for such affected customers – account numbers, passwords, user IDs, dates of birth or social security numbers – was compromised during this attack. As of such date, the firm continues not to have seen any unusual customer fraud related to this incident. In August the company drafted in the FBI to investigate the cyber attack. US President Barack Obama reportedly has a JP Morgan credit card, but the bank won’t disclose whether his information was stolen. Source:
  • I'm Not Changing My Passwords Just Cuz Hackersby Ted RallThe 2003 film "House of Sand and Fog" depicts a tragic string of events that follows a woman who loses her house after ignoring eviction notices mistakenly sent to her for nonpayment of county taxes. A recovering drug addict recently abandoned by her husband, she's overwhelmed by the deluge of bureaucratic housekeeping demanded by contemporary American society.I think of that beleaguered woman's character whenever I receive yet another notice from my credit card company that they are changing their terms and conditions, when an airline urges me to join their frequent flyer program, when a client informs me that they never received the email I'm sure I sent out, but now I can't find in my sent messages. So much crap, so many petty details, why bother to get up in the morning?Never is this deluge more front and center than during the immediate aftermath of the latest mass hacking, typically, allegedly, by online gangs in the former Soviet Union. During the Cold War, they said they would bury us. Now they are — in security-focused inanity.In the latest fiasco that has to make one question if we are really better off now than we were in the old days of passbook savings, they're saying that as many as 76 million households may have had their account information compromised by an incursion into computers at the banking conglomerate JPMorgan Chase. "The intrusion compromised the names, addresses, phone numbers and emails of those households, and can basically affect anyone — customers past and present — who logged onto any of Chase and JPMorgan’s websites or apps," reports The New York Times. "That might include those who get access to their checking and other bank accounts online or someone who checks their credit card points over the web. Seven million small businesses also were affected."Understand this: we are supposed to be very very scared. And we're supposed to be scared for a reason: they want us to act. They – the banks and corporations – want us to spend an awful lot of time and energy protecting their money.Bear in mind, when someone steals your credit card data and makes unauthorized purchases or withdrawals, you're not responsible. In short, it's not your problem. But the media is colluding with the megabanks in order to make us care about something that we really shouldn't.Consider, for example, this advice to us banking customers in the Times article: "Those who want to add a layer of security to their financial life should consider a 'security freeze,' one of the strongest tools against theft because it prevents someone from trying to open a new account in a consumer's name. When you freeze your reports, the big three credit bureaus will not release your credit reports to any company that does not already have a relationship with you. Financial providers and other companies typically request such reports before issuing a new account."Considering that this is something that the powers that be want us to do, they're not making it easy.The paper continues: "Consumers need to approach each of the three credit bureaus — Equifax, Experian and TransUnion — and may need to pay a small fee, depending on where they live. The process can be a hassle because the freeze has to be 'thawed,' or lifted, to apply for a new credit card, for instance, or for a mortgage. (And consumers may need to keep PINs and other information handy to do that)."Uh-huh.So let me get this straight. Credit agencies that earn billions of dollars selling our information, much of it erroneous, want to charge us for our own data, so we can protect the big banks that we bailed out in 2009 at taxpayer expense and even now refuse to refinance mortgages or lend to small businesses, a major reason that the economy is still terrible, and waste God knows how many hours online or on the phone dealing with this boring crap.Well, hear this, Russian hackers and American banksters: I'm a busy person. I have a lot to do Like most Americans, I work three jobs. If I ever find myself with any spare time, it's going to be on the beach and is going to involve margaritas and good books.I am not going to change my passwords every time I read one of these scare stories. I refuse to pick new unique passwords for each of my dozens of accounts. I will not freak out on behalf of people who don't give a damn about me or anyone I care about. And it will be a cold day in hell before I put a credit freeze on my own account, and pay for the privilege.(Ted Rall, syndicated writer and cartoonist, is the author of the new critically-acclaimed book "After We Kill You, We Will Welcome You Back As Honored Guests: Unembedded in Afghanistan." Subscribe to Ted Rall at Beacon.)COPYRIGHT 2014 TED RALL, DISTRIBUTED BY Creators
  • Why you should be worry about the cyber-attack on JP-Morgan ChaseThis attack, which appears to be a coordinated one against multiple banks, may be a sign that hackers can now breach perhaps the most protected computer systems in the American economy. Our banking system!>>> At Legalshield we offer an identity theft monitoring and restoration services through its partnership with Kroll Inc. <<< pretty big name companies having been hacked over the last few years. It’s becoming evident that your personal info may need to have an extra layer of protection.But first, security experts said this attack could have serious consequences depending on what information was taken. While banks typically reimburse customers for fraud, the hackers could use access to banks' computer systems to take out loans in customers’ names, commit other kinds of identity theft, or worse, manipulate financial data inside the banks’ computers, said Tom Kellermann, chief cyber-security officer at Trend Micro, a computer security firm."The average person should be very concerned," he said.When they steal everyone's passwords then the company will force everyone to change them and it becomes completely worthless.So instead, these hacker may take the other pieces of information; the two most important being the email address and associated service. Now these thieves can just pair the email address against their email/password database, and there will be more than a few matches.And a good number of those people will have "recycled passwords" (consumers that reuse the same log-in information for different services) because that's just what people do. So the theft of 80+ million JP-Morgan accounts is actually worth infinitely more without the passwords.According to the Guardian, "The attack was under way for a month before it was discovered in July." When disclosed in August, it was estimated that one million accounts had been compromised.An SEC filing has revealed that in fact, the personal information of 83 million accounts were exposed when JP Morgan Chase's computer systems were hacked into. The exposed database, Chase says, consists of customer names, addresses, phone numbers and e-mail addresses. Theft protection + Legal service access = Complete coverage>>> At Legalshield we offer NOT only just an independent Home based business, also an identity theft monitoring and restoration services through its partnership with Kroll Inc. <<<Imagine having... > 2200 licensed investigators with the #1 risk-management company in the world on standby to assist with identity theft protection and restoration.> 6900 experienced attorneys across the US available for your every legal need.> 24/7 emergency hotline access to an attorney if you ever need it.> a company that truly cares about your customer experience...all in the palm of your hand for under $40 per month for your entire family!Andrew Hayes (WeHit)LegalShield Independent AssociateFamily Legal and Identity Theft PlansSmall Business and Employee Benefits ConsultantInformation and Secure Online Enrollment - you REALLY know,

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