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2014/12/20 Business news in brief - philly.com

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American Airlines management has agreed to restore about $81 million in annual pay raises to flight attendants lost when members last month defeated a tentative contract by 16 votes out of 16,000 cast. American flight attendants' ... Buffalo-based ...

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2014/12/20 Volunteer's cookies fetch $75000 for boys & girls club of dundee twp. - chicago daily herald

Chicago Daily Herald

Volunteer's cookies fetch $75000 for Boys & Girls Club of Dundee Twp.
Chicago Daily Herald
Specialized, unique programs include the choir Blue Voices and "Money Island," a financial literacy program in partnership with First American Bank, McReynolds said. Last year, the club numbered 1,477 members, plus another 350 through sports and ...



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  • Season’s greetings! It’s time to open up those wallets and hand over your credit cards to the hackers who have been raiding some of America’s largest banks and retailers. You may remember that around this time last year, when Americans were out doing their holiday shopping, Target, one of the country’s biggest retailers, was the victim of the then-largest retail data heist in history. Hackers broke into the company’s servers and siphoned off 40 million credit card numbers.Since then, reports of massive data breaches have piled up like presents under a Christmas tree. Neiman Marcus, Kmart, Dairy Queen, SuperValu and UPS experienced hacks this year. In September, it was revealed that 56 million credit card numbers were stolen from Home Depot’s servers, an operation that was even larger than the one that occurred at Target. Part of the reason these hacks keep happening is that retailers just don’t seem to take cybersecurity seriously. An investigation of the Home Depot and Target breaches found the companies missed several red flags that provided opportunities to prevent or reduce the damage.Craig Spiezle, executive director of the Online Trust Alliance, told The Indypendent that many companies do not have the proper alarms and response plans in place to catch the hackers and then react quickly to halt the attack.“From a security perspective, you recognize that you need to take steps to prevent a breach from happening. But you also have to have steps in place to catch when it happens and then [know] what to do about it,” he said. “In the case of Target, it became like the Titanic. They could go from one data hole to another and then ultimately bring the company down.” In an analysis published in January of 500 data breaches, the Online Trust Alliance found that 89 percent of them could have been prevented. According to a recent Ponemon Institute report, which was sponsored by the information service company Experian, 27 percent of companies don’t have a data breach response plan in place, even though cyberattacks increased by more than 10 percent from 2013 to 2014. But even if you do everything right, breaches can and will happen. Despite having one of the most sophisticated and expensive security systems on Wall Street, banking goliath JPMorgan Chase announced in September that hackers had penetrated its defenses and extracted the emails, phone numbers and addresses of more than 76 million households and 8 million businesses. However, more recent reports suggest that the hack may have affected other banks and that the full scale of the heist is still unknown. The incident highlighted the inadequacy of U.S. cybercrime regulations. Currently, there are no federal laws that define what type of information needs to be stolen in order for a company to report a breach. Banks are only required to notify customers if the incident caused them a financial loss. Hence the confusion and difficulty in determining the scale of the JPMorgan hack. Several bills have been introduced in Congress that would establish data breach notification requirements to protect consumer data, but none of them have garnered much support. Instead, companies must comply with cybercrime-related laws in 47 different states that set different definitions of what constitutes a data breach and how a company is supposed to respond. Because the Internet has no borders, Spiezle said that it is time-consuming and enormously expensive for companies to hire law firms to navigate the different regulations.However, in what appears to be a sign that private industry is starting to take cybercrime more seriously, more than 40 trade associations representing retailers and merchants sent a letter to Congress in November demanding federal legislation that would address data breaches. The letter urged lawmakers to “act to standardize reasonable, timely notification of sensitive data breaches whenever and wherever they occur.”While Spiezle said he agrees that federal data breach legislation should be a priority and that it would make sense for a federal law to preempt state laws, he worried that the trade associations behind the letter would try to set the bar so high that a company would not have to report a data breach unless it affected 100,000 customers or more. In contrast, a bill co-authored by Democratic Senator Edward J. Markey would require companies to report a breach that affected more than 5,000 customers. California law, meanwhile, requires companies to notify the state attorney general if a breach compromised the personal information of more than 500 Californians. “The devil’s in the details,” said Spiezle. “The trade groups want to minimize the ability of anyone coming after them so they don’t want to have state rights enforced. So this is where the rub comes in.”“We need to look at what’s the right thing and get it done and get past this gridlock and the special interest groups that really want to have it so watered down that it becomes ineffective,” he added.According to another Ponemon Institute study, which was sponsored by IBM, the cost of data breaches in the United States was $201 per person in 2014. While banks protect customers against fraudulent credit card charges, that doesn’t mean the public won’t eventually pick up the tab. “If there is more fraud, costs go up,” Jeffrey MacKie-Mason, dean of the School of Information at the University of Michigan, said via email. “Some of that price increase will likely be in annual customer fees or interest rates affecting cardholders; some of it will likely be in higher merchant fees, affecting retailers. Everyone is affected by the higher cost of doing business, regardless of where the law assigns liability.”But the cost of cyberfraud is insignificant compared to what could be on the horizon. The JPMorgan attack demonstrated that hackers could be capable of infiltrating the United States’s largest financial institutions, with potentially serious consequences. “We could see a financial collapse and resulting great depression — or worse — from a sufficiently serious cybercrime. Such crimes might, for example, be perpetrated not just by profit-seeking criminals, but by nation states who want to bring down the economy of other countries,” said MacKie-Mason.And it’s not just the financial system that’s at risk. The Government Accountability Office (GAO) has issued several reports indicating that hackers could cause enormous harm to all aspects of the country’s critical infrastructure. The GAO has repeatedly recommended that the federal government make cybersecurity a national priority. Despite these warnings, in 2012 John McCain led a group of Senate Republicans in defeating a bill that would have created new standards to oversee cyberthreats to America’s infrastructure. They argued that the law imposed too much of a financial burden for companies to follow.“In general, if we look at just our Congress we seem to have the inability to do anything,” Spiezle said. “It’s incredible that we can’t get together on this issue.”
  • American Express Help Line Customer Care Contact Numbers in IndiaAmerican Express Toll Free Customer Care Service Call Center  Contact Number american express customer care number American express Personal Credit Card Block Unblock complaint toll free number american express bank branch contact number american express C...
  • Big Four is the colloquial name for the four main banks in several countries, where the banking industry is dominated by just four institutions and where the phrase has gained currency.nternationally, when discussing global banking, the term "Big Four" is used to describe the world's most influential central banks:[1]European Union The European Central Bank for the Eurozone,United Kingdom The Bank of England for the UK,United States The Federal Reserve System for the US, andJapan The Bank of Japan for Japan.Lloyds Bank plc is a British retail bank with branches across England and Wales. It has traditionally been considered one of the "Big Four" clearing banks.[2] Originally founded in Birmingham in 1765, the bank expanded during the nineteenth and twentieth centuries and took over a number of smaller banking companies. In 1995 it merged with the Trustee Savings Bank and traded as Lloyds TSB Bank plc between 1999 and 2013.The bank is the principal subsidiary of Lloyds Banking Group, which was formed in January 2009 by the acquisition of HBOS by the then-Lloyds TSB Group.[3] That year, following the UK bank rescue package, the British Government took a 43.4% stake in Lloyds Banking Group. As a condition imposed by the European Commission regarding state aid,[4] the group later announced that it would create a new standalone retail banking business, made up of a number of Lloyds TSB branches and those of Cheltenham & Gloucester. The new business began operations on 9 September 2013 under the TSB brand. Lloyds TSB was subsequently renamed Lloyds Bank on 23 September 2013.[5]Lloyds Bank has an extensive network of branches and ATM in England and Wales and offers 24-hour telephone and online banking services. As of 2012 it has 16 million personal customers and small business accounts.[6]By automation and many consumers use electronic banking, in October 2014 Lloyds Bank announced to cut 9,000 employees and also to close some branches.[7]In Australia, the "big four banks" refers to the four largest banks[2] by market share, who between them hold 80% of the home loan markets in the country. In 2012, their combined total asset is A$2.66 trillion, which is about 200% of Australian GDP in 2011. These are:National Australia BankCommonwealth Bank (CBA) (government owned until 1996)WestpacAustralia and New Zealand Banking Group, or ANZA longstanding policy of the federal government in Australia has been to maintain this status quo, called the "four pillars policy". The policy has been maintained through the Global Recession of 2008–09, as Westpac acquired St.George Bank and the Commonwealth Bank acquired Bankwest, reinforcing the special status of the "big four".Being New Zealand's closest neighbour, with very close ties culturally and economically, has helped Australia dominate the banking sector there. Often referred to collectively as the 'big banks'[3][4][5] or the 'big Aussie banks', the "Big Four" Australian banks also dominate the New Zealand banking sector in the form of:Australia and New Zealand Banking Group, or ANZ, also comprising the former business of The National Bank.ASB Bank, formerly Auckland Savings Bank, wholly owned by the Commonwealth BankThe Bank of New Zealand (BNZ), wholly owned by the National Australia BankWestpac, formerly known as WestpacTrust after a merger with the Trust Bank.Together they hold over 90% of gross loans and advances in New Zealand [6] as well as close to 90% of all mortgages.[7]These four subsidiaries are massively profitable and in some cases even outperform the Australian parent company.[8] The extent to which they dominate the banking sector can be seen in profits: In the 2012/2013 financial year, the largest of the Big Banks, ANZ New Zealand, made a profit of NZ$1.37 billion. The smallest, BNZ, made a profit of NZ$695 million.[3] State-owned Kiwibank, community trust-owned TSB Bank, SBS Bank (formerly Southland Building Society) and Heartland Bank, the next four largest banks by profit, made NZ$97 million,[9] NZ$73.5 million,[10] NZ$14 million[11] and NZ$7 million (albeit with an underlying result of about NZ$30 million) respectively.[12] In other words, the profit of New Zealand's next four largest banks (after the Big Four) is equal to less than 30% of the smallest of the Big Four, BNZ.China[edit]See also: Banking in ChinaDuring the 1920s, the term “Big Four” applied to the Four Northern Banks of the Republic of China (i.e. the four most capitalized commercial banks in Northern China).[13] These were the Yien Yieh Commercial Bank, the Kincheng Banking Corporation, the Continental Bank and The China & South Sea Bank. These were contrasted with the Three Southern Banks of Southern China.By 1949, the Big Four banks were the Bank of China, the Bank of Communications, the Central Bank of China and the Farmers Bank of China. All four were state-owned banks. These four, together with Central Trust of China, Postal Savings and Remittance Bureau of China, Central Cooperative Treasury of China, were called the "Four Banks, Two Bureaus, One Treasury" or "四行两局一库".[14]Currently, in the People's Republic of China, the Big Four commercial banks ("四大商业银行") are:Bank of ChinaChina Construction BankIndustrial and Commercial Bank of ChinaAgricultural Bank of Chinaand have been described as such in the western press. All four are state-controlled banks with commercial banking operations.Ireland[edit]In Ireland, the term "big four" applies to the four largest banks by market capitalisation.[15][16] These all operate in both the Republic of Ireland and Northern Ireland, and have a wider international presence.[17]Bank of IrelandAllied Irish Banks (operates as First Trust Bank in Northern Ireland[18]National Irish Bank (operates as Danske Bank in Northern Ireland[19]) - Irish Branch of Danske Bank since 2007.Ulster Bank - Subsidiary of The Royal Bank of Scotland Group since 2000/2001.South Africa[edit]In South Africa, the "big four" are:[20]Standard Bank (Not related to Standard Chartered Bank)FirstRand Bank (operators of First National Bank)Nedbank - owned by Old Mutual.Barclays Africa Group Limited - majority owned by Barclays since 2005; remainder owned by the public.Sweden[edit]In Sweden, the "big four" are:[21]Nordea Bank ABSkandinaviska Enskilda Banken ABSvenska Handelsbanken ABSwedbank ABUnited Kingdom[edit]In relation to the United Kingdom, the phrase "big four banks" is currently used to refer to the four largest UK-based banking groups, being:Barclays;HSBC;Lloyds Banking Group; andThe Royal Bank of Scotland Group.[22][23]Until 1970, the phrase "big five banks" was used to refer to the five largest UK clearing banks (institutions which clear bankers' cheques), which in England and Wales were:Barclays Bank (part of Barclays);Midland Bank (now HSBC Bank and part of HSBC);Lloyds Bank (part of Lloyds Banking Group);National Provincial Bank andWestminster Bank.After the merger of Westminster Bank and National Provincial to form NatWest in 1970, the term "big four" was used.In Scotland the "big four" were:The Royal Bank of Scotland ("RBS") (part of The Royal Bank of Scotland Group);Bank of Scotland (part of Lloyds Banking Group);Clydesdale Bank (part of National Australia Group); andTrustee Savings Bank ("TSB") (part of Lloyds Banking Group).[24]United States[edit]In the United States, the "big four" banks hold 39% of all U.S. customer deposits (as of 2009), and consist of:[25][26]JPMorgan Chase (headquartered in New York City, NY, bank chartered in Columbus, OH)Bank of America (headquartered and bank chartered in Charlotte, NC)Citigroup (headquartered in New York City, NY, bank chartered in Sioux Falls, SD)Wells Fargo (headquartered in San Francisco, CA, bank chartered in Sioux Falls, SD)From a purely retail banking perspective, U.S. Bancorp (headquarters in Minneapolis, MN/bank charter Cincinnati, OH) and PNC Financial Services (headquarters in Pittsburgh, PA/bank charter Wilmington, DE) both have significantly more branches than Citibank, the retail banking arm of Citigroup.[27] However, Citibank still has significantly more assets than U.S. Bancorp and PNC.[28]
  • 670 Question Asked in Various Recent Bank Exams (SBI, IBPS RRB, IBPS PO)and important for further upcoming Insurance Exams like LIC, GIC, NICL,NIACL.1. What is the capital of Guyana? - Georgetown2. National Journalism Day is observed on which day every year? - 17 November3. Apollo Hospitals tied up with Pharma firm - Sanofi4. Mohammad Ghouse, passed away in Chennai. He was associated with which sports? - Cricket5. Expand COMPAT - Competition Appellate Tribunal6. Indian men hockey team clinched gold after how many years in Asian Games? - 16 years7. India won how many gold medals in 17th Asian games? - 118. Expand TS GENCO – Telangana State Power Generation Corporation9. Who is Michael Phelps? - US swimmer10. Indian Railways on 10 October 2014 celebrated its ……… Annual Railway National Awards - 59th11. PM Narendra Modi addressed Indian-Americans at world famous Madison Square Garden.Madison Square Garden is situated in which city? - New York12. J. Jayalalithaa became first incumbent chief minister to be convicted for corruption and was sentenced for 4 years in Jail .She was the chief minister of __________ state? - Tamil Nadu13. The Vision Statement is issued by - India and US14. Kailash Satyarthi is associated with _______movement? - Bachpan Bachao Andolan15. Who is the author of the Book " The shadow lines"? - Amitav Ghosh16. According to Union Budget 2014-15, how many IIMs to be opened? - 517. In railway budget 2014-15, Cleanliness budget up by how many per cent over last year? - 40%18. FDI limit in Civil Aviation - 49%.19. Census 2011, was the 15th Census of India and …… Census after Independence. - 7th20. Headquarter of Indian bank is situated in ________ city? - Chennai21. Who is the current road, transport, highways and shipping minister? - Nitin Gadkari22. ECB stands for-External Commercial Borrowings23. Wimbledon Cup is related to _____ game ? - Lawn tennis24. Currency of Malaysia is - Ringgit25. EPS in share market stands for - Earnings Per Share26. Who is authorized to permit premature closure of PPF A/c? - Chairman of concerning Bank27. The objective of Government to appoint Narasimham Committee is - to strengthen the banking system28. When was NABARD established? - July 12, 198229. _______ cities in India has become the world’s second most populous city in 2014 after Tokyo, according to a UN report released recently? - Delhi30. Recently who has become the first player of Indian origin to be a part of the National Basketball Association (NBA)? - Sim Bhullar31. Who is the present Global Goodwill Ambassador of UNICEF? - Sachin Tendulkar32. _________ is an e-Commerce solution of National Payments Corporation of India (NPCI)? - RuPay Debit Cards33. Recently SBI signed _____ line of credit with Export Import Bank of India. - 500 million dollars34. _______ highest urban population? - Maharashtra35. Japan has sea-conflict with _______ country? - China36. ______ signed an agreement with the Kochi Metro Rail Ltd. for a loan of Rs. 1,170 crore? - Canara Bank37. Recently former President of the United States of America Bill Clinton visited Jabrouli village, near Lucknow, on an awareness mission on - diarrhea38. India has inked a loan agreement with World Bank for an assistance of ____for the Odisha Disaster Recovery Project. - $153 million39. For the safety and welfare of women how much money has been provided for Beti Bachao Beti Padhao Yojana to generate awareness on the issues? - Rs. 100 crores40. ___was conferred “Best Bank – Public Sector” award in BFSI Awards-2014 by World HRD Congress, recently? - Bank of Maharashtra41. What is Current Repo Rate? - 8%42. Recently Priyanka Chopra played a role of Mary Kom in a movie, who is Mary kom? - Boxer43. Expand DBT - Direct Benefit Transfer44. Lisbon is the capital of – Portugal45. Currency of Saudi Arabia - Riyal46. What is ‘C’ in KYC? - Customer47. What is ‘I’ in REIT? - Investment48. Mary Barra who recently visited India is the CEO of – General Motors49. According to RBI norms, what is minimum capital required for foriegn banks to open subsidaries in India? - Rs 500 Crores50. 17th Asian Games were held at- Incheon51. ‘Together we can’ is slogan of ______? - Canara Bank52. “Pahla kadam , pahli udan” account is launched by ____ ? - SBI53. Bank formed by Brics is known as - New Development Bank54. SEBI extended guide line to appoint at least one women in board of director by - 31march 201555. Upallu Srinivas who died recently is a renowned – Madolin Player56. RBI has recently reduced ATM transaction from 5 to 3, on _____ accounts it is not applicable? - BSBDA57. Pension scheme for rural and unorganised sector is - Swavalamban58. Card launched by Indian Railway to avoid payment transaction during ticket booking is - Go India smart Card59. Government clears disinvestment in 3 PSU’s for the sum of Rs 44,000 crores, _______ is one of them? -ONGC60. Cantolania referendum is a part of _____? - Spain61. Rupay card is used by which type of banks? - All scheduled commercial banks62. Current Prime Minister of UK is - David Cameroon63. Who was the Indian cricket team coach in the recent debacle against England in the investec test series? -Duncan Fletcher64. Shivasundram hydro power project is stated in which state ? - Karnataka65. _______ has launched premium credit cards exclusively for women scheme? - HDFC Bank66. The upper limit that can be deposited in PPF account has increased to – Rs 2 lac67. “And Then One Day” novel is authored by – Naseeruddin Shah68. _______ has not been conferred with Padma Shri awards? - Raghunath Mashelkar69. Bhamashah Financial Empowerment scheme is launched by the government of which of the following states? -Rajasthan70. _______ states in India has the highest rural population? - Sikkim71. The minimum paid up capital required for both small and payment banks is – Rs 100 crores72. Limit for FDI in multibrand is - 51%73. _______ banks has signed 500 million dollar line of credit EXIM bank of Korea? - SBI74. Committee formed to review the investment guidelines for national pension schemes in the private sector – G.N. Bajpai Committee75. As per HSBC report India will become the fifth largest exporter by the year - 203076. Asia’s first ballistic Research Centre is to be opened in – India77. The book ‘Lajja’ is authored by – Taslima Nasrim78. Name the French Foreign Minister who recently visited India. - Laurent Fabris79. ‘Economic Outlook Report’ is published by which of the following organisations? - IMF80. India’s first Kisan Mandi is to be set up in – Delhi81. Jan Dhan yojna additional insurance coverage is provided by which organization? - HDFC82. What is the tagline of United bank of India? - The Bank that begins with U.83. BSBDA is related with which of the following field? - Banking84. Which is the Largest desert in the world? - Sahara85. Who is Lieutenant Governor of Delhi? - Najeeb Jung86. Hanoi is the capital of –Vietnam87. Who is the author of Half girlfriend? - Chetan Bhagat88. PMGSY full form-Pradhan Mantri Gram Sadak Yojana89. What is the Currency of China? - yuan90. What is the maximum amount in PPF? - Rs 15000091. Kudankulam Nuclear power plant is situated in which state? - Tamil Nadu92. Who is the Director of Finding Fanny? - Homi Adajania93. What is the Maximum limit of RTGS? - No limit94. Pre shipment and post shipment is related with which finance? - Export finance95. State with lowest population, according to census 2011? - Sikkim96. RBI release draft Guidelines for Licensing of Payments Banks and Small Banks.What is the capital of these banks? - Rs 100 crore97. RRCAT is located in which state? - Madhya Pradesh98. Individual Borrower can check their credit report from –CIBIL99. EBT full form-Electronic Benefits Transfer100. Bank license given to which NBFCs ? - Bandhan and IDFC101. Which one of the following is not regulator(Options - RBI,SEBI,CERN,IRDA) ? - CERN102. Rohan Bopanna related to which sport ? - Tennis103. Which line divides America and Canada- ? 49th parallel104. What is the nick name of Korea ? - Land of morning calm105. 2014 is recognised as completion of 100 years of which war ? - World War – I106. Angela Merkel is related to which country ? - Germany107. Who is the chairman of committee related to Gas pricing ? -Vijay Kelkar108. What is the expanded form of PLO - Palestine liberation organization109. African union is fighting with which terrorist organisation ?- Boko haram110. Donna Trott has authored the book titled as ? - The goldfinch111. What is the range of Bramhos missile ? - 290Km112. Currency of Bhutan? - Ngultrum113. New Governor of Haryana ? - Kaptan Singh Solanki114. Jarawa tribe belongs to ? - Andaman and Nicobar islands115. Who is the Minister of state for IT & Broadcasting? - Prakash Javdekar116. What is the Literacy rate of Bihar according to 2011 census? - 63.82%117. Mary kom movie produced by Sanjay Leela Bhansali is written by : Saiwyn Quadras118. Currency of Sri lanka ? - Sri Lanka Rupee119. Capital of Kuwait ?- Kuwait city120. Power, Coal and renewable energies minister in the current government ? - Piyush Goyal121. Currency of Vatican City ? - Euro122. Gagan Narang won medal in Commonwealth in which shooting event? - 50 m air rifle event123. What are the number of Nationalized Banks in India after nationalization of BMB? - 21124. Davis Cup related to which sport ?- Lawn Tennis125. Which country topped CWG 2014 Medal tally ? - England126. New Deputy Governer of RBI S S Mundra replaced whom ? - K C Chakraborty127. Which among the following is a banking term ? - CRR128. Which of the following is an Indirect Tax ? - Service Tax129. Controller of Mutual Fund ? - SEBI130. Full form of CFL? - Compact fluorescent lamp131. Cerebral hemorrhage caused by deficiency of which vitamin? - Vitamin K132. Capital of Sierra Leon? - Freetown133. Minister of Parliament Affairs: Venkaiah Naidu134. Hepatitis day: 28 July135. 17th NAM Summit will be held in: Venezuela136. In Common wealth Games 2014 Abhinav Bindra won gold for: 10m rifle shooting137. Capital of Iraq: Baghdad138. Capital of Bhutan: Thimpu139. Currency of Vatican City: Euro140. A book on Vijay Malaya is authored by: K. Giriprakash141. RBI governor replaced whom: D Subba Rao142. Khushwant Singh is: a novelist, journalist143. Which scheme is for slum people: Indira Awas Yojna144. Minister of Information & Broadcasting, environment, forest: Prakash Javadekar145. Banking is defined under which act: Banking Regulation Act, 1949146. ICC trophy is related to? Cricket147. Capital of Zimbabwe? Harare148. Currency of Myanmar? – Kyat149. Author of the book titled 'What young India wants'? - Chetan Bhagat150. World environment day? - 5th June151. Skill development minister? - Sarbananda Sonowal152. Minimum Maturity period for commercial paper? - 7 days153. Governor of West Bengal? - Keshari NathTripathi154. Who was the defence minister in the previous council of ministers - A K Antony155. Literacy rate of kerala? - 93.91 %156. ADB will help in road construction in which Indian state? – Manipur157. Author of the book 'My Years with Rajeev and Sonia'? - R D Pradhan158. Guru Tej Bahadur trophy is related to which sport? - Hockey159. Venue of next FIFA 2018 World cup? – Russia160. 3 countries who are a participating in Malabar Exercise? - India, USA, Japan161. Full form of EVM - Electronic Voting Machine162. FIFA golden ball award ? - Lionel Messi163. Reliance produced less amount of gas resulting in government loss in which block ? KG-D6164. First BRICS New development bank ? – Shanghai165. Union minister of Mine & steel, labour & employment - Narendra Singh Tomar166. Recent book on Dilip Kumar - Substance and Shadow by Uday Tara167. Sri Lankan cricketer, who announced his retirement? - Mahela Jayawardhane168. Currency of Saudi Arabia - Saudi Riyal169. Name of Maharashtra new tiger reserve - Bor Sancutary reserve170. Fees needed to submit for lodging complain to Banking ombudsman - No fees171. Insurance regulator – IRDA172. Chandi prasad bhat won Gandhi peace prize for his contribution in which area? - Chipko Movement173. Which country manufactured VELOX-1 ? – Singapore174. Capital of Cyprus ? – Nicosia175. Committee on financial inclusion: Nachiket Mor Committee176. 150 km missile launched by DRDO recently: Prithvi177. Minister of Social Justice and empowerment: Thawar Chand Gehlot178. Bhartiya Mahila Bank Chairman: Usha Ananthasubramanium179. Banks Nationalization: 1969180. Capital of Argentina: Buenos Aires181. Official Currency of Indonesia: Indonesian Rupiah182. Vijay Sheshadri won Pulitzer prize for: "3 Sections"183. Which state don’t shares the border with Telangana: Jharkhand184. Constituency of Nitin Gadkari: Nagpur185. Recently PM inaugurated a hydro power plant at which place: Uri (J & K)186. Press freedom day: 3 May187. RBI established in: 1935188. Who is the current Food & Consumer Affairs minister: Ram Vilas Paswan189. World Tourism Day is celebrated on: 27 September190. Gillette cup is associated with which sports: Cricket191. Kaveri river water dispute between which states: Karnataka & Tamil Nadu192. Capital of Canada? Ottawa193. Headquarter of CRISIL? – Mumbai194. Which device is used to measure blood pressure ? Sphygmomanometer195. State with highest per capita milk availability- PUNJAB196. 24th ASEAN summit venue- Nay Pyi Taw197. SMSME cabinet minister- Kalraj Mishra198. Bhartiya Mahila bank inaugurated by-Manmohan Singh199. Study of kidney disease comes under branch? Nephrology200. Country having three top most companies? USA201. .CSO full form- Central Statistical Organisation202. CBS full form- Core Banking Solution203. Which organization collect and publish financial data? National Sample Survey Organisation204. Ashes trophy played between countries- Australia and England205. Lok Sabha Constituency of Sushma Swaraj – Vidisha206. Who is Health Minister: Dr. Harsh Vardhan207. Who provides assistance to small industries: SIDBI208. RBI Adjust Liquidity by which tool: LAF (Liquidity Adjustment Facility)209. Functions of RBI – Bankers Bank210. Camel is the official animal of which state: Rajasthan211. Capital of Sweden: Stockholm212. Winner of Australian Grand Prix: Nico Rosberg213. Nilgiris is located in which state: Tamil Nadu214. Highest Urban Population of which state: Maharashtra215. International Day for Old Person: 1 October216. Sign on 1 Rupee currency note: Finance Secretary217. Capro Group has won the International Business Year of the award is owned by: Lord Swaraj Paul218. 2015 Commonwealth Heads of Government Meeting will be held in: Malta219. Committee on Cauvery water dispute: B.S Chauhan220. Which country started first plastic notes: Australia221. DRDO developed which indigenous plane: Tejas222. Japan has sea-conflict with which country: China223. A.R Rahman street name in which country: Canada224. Which of the following is not true about Telangna? is dived on the linguistic basis.225. Currency of Afghanistan – Afghan Afghani226. Commercial Paper is issued for how many days - a minimum of 7 days and a maximum of up to 1s year227. Malaysia currency: Ringgit228. Who score first hattrick goal in foot ball world cup: Thomas Muller (Germany)229. Mynamar capital: Naypyidaw230. In LoK Sabha elections if any candidate win two seats (like our pm) so in what duration of time he has to leave one seat -14 days231. FIFA 2014 Mascot Name: Fuleco232. Indian Overseas minister: Sushma Swaraj233. IBSA full form – India, Brazil, South & Africa234. World Autism day: 2 April235. World aids day celebrated on : 1 December236. Chemical and fertilizer cabinet minister: Ananth Kumar237. Beiji oil refinary located in: Iraq238. PC stands for: Personal Computer239. Flipkart acquire which online shop: Myntra.com240. Currency of Italy: Euro241. Head of SIT Committee: MB Shah242. Capital of Brazil –Brasilia243. Casual vacancy written by: J K Rowling244. Iraq currency: Dinar245. Who regulate Monetary policy: RBI246. Budget in which article: Article:112247. How many languages in Indian currency – 17248. Full form of ASCII - American Standard Code for Information Interchange249. Kanyakumari formerly known as - Cape Comorin250. York University, Canada gave award to - Ratan Tata251. Nevia first plant in India - Sanand, Gujarat252. Who win 3 medals in ISSF world cup in Munich – Jitu Rai253. Who is Richest Player in FIFA: Cristiano Ronaldo254. OPEC has how much % of total oil - 81%255. Country having least global peace index – Syria256. Tata group joined which airlines: Air Asia257. Commercial papers issued in what multiples: Rs.5 lakh258. Recently Navaratna status given to: National Building Construction Corporation & Engineers India Ltd259. Azlan Shah who died recently is a: Hockey Player260. Indian currency notes bear a signature of: RBI Governor261. World economic forum held in: Abuja (Nigeria)262. Headquarter of Infosys: Bangalore263. Best ranked IIT among BRICS top universities 2014: IIT Delhi264. Salarjung museum located in which state: Hyderabad, Telangana265. RIL & Network 18 Deal(in crores)- 4000 Crores266. Sahara the untold story Written by?-Tamal Bandyopadhyay267. Amul set up Dairy worth 200 cr at which city?- Varansi268. Chinese Currency? – YUAN269. Sachin Tendulkar coins were sponsored by which company? EAST INDIAa. COMPANY270. Human rights day is observed on which day-DEC 10271. Who is the current road, transport, highways and shipping? NITINb. GADKARI272. ECB stands for ? EXTERNAL COMMERCIAL BORROWINGS273. WIMBLEDON championship is related to which game ? LAWN TENNIS274. Who is the current SBI chairman? ARUNDATI BHATTACHARYA275. Regulatory authorities of Cooperative banks & RRB's?- NABARD276. A Scheme named Rajiv Gandhi Scheme for Empowerment of Adolescent Girls also known as ?- SABLA277. Recipient of 49th Jananpeeth Award - Kedar Nath Singh278. Amul related to what ? - white revolution279. FIBA is related with Which sport ?- Basketball280. Recently in which state Solar thermal power plant installed – Rajasthan281. Which card is issued by NPCI?-RuPay Card282. Which south east organisation has 10 members?-ASEAN283. ARMY FLAG DAY- 7 December284. In shop transaction is done by which machine: POS285. Water resource minister - Uma Bharti286. Dadasaheb Phalke Academy Award for Best Singer (Female): Sunidhi Chauhan287. Which award is given to Leander Paes, Ruskin bond- Padma Bhushan award288. Vijay hazare trophy is related to which sport? CRICKET289. Night blindness is due to deficiency of which disease- Vitamin A290. Full form of NVRAM- Non Volatile Random Acess Memory291. Which of the following activities is not done by RBI?- trading in commodities292. Currency of Kuwait-Kuwaiti Dinar293. Capital of Bhutan-Thimphu294. Recently Hindustan Motor car plant shut down: Uttarpara plant in West Bengal295. Book my journey transforming into dreams: Former President APJ Abdul Kalam296. Highest rural population state as per Census 2011 - Uttar Pradesh297. Reliance company lady head name- Neeta Ambani298. Full form CAG-Comptroller and Auditor General299. Which of the following is not an indirect tax- 10% surcharge on income300. Who directed the silent film raja Harish Chandra: Dadasaheb Phalke301. According to Census 2011 highest sex ratio for which state: Kerala302. Repo rate: 8%303. CRR – 4%304. Number of directors in RBI – 4 deputy directors305. Satish Shivlingam realeted to which: Weightlifting306. Who is Nripendra Mishra: Principal Sec. to PM307. Defence minister: Arun Jaitely308. Home minister: Rajnath Singh309. PMGSY Established by-2002310. IAY--Allocate financial assistance311. Budget Allocate for Pradhan Mantri Krishi Sichayin Yojana - Rs. 1000 cr312. Young India book author...MK GANDHI313. MGNERGA Act launched in: 2005314. National Pension System (NPS) launched in — 2004315. Capital of ITALY- Rome316. Rashtriya Swasthya Bima Yojana (RSBY) launched by : Ministry of Labour and Employment317. Commonwealth total medal of India --- 64318. WTO member -160319. Official director of RBI - Raghuram Rajan320. Van Bandhu Kalyan Yojana has allocated Rs.100 crore321. Monetary policy published and controlled by – RBI322. On Advances taking as loan ---pre- shipment loan323. Tibor full form - Tokyo Interbank Offered Rate324. How much interest paid by RBI on deposit of CRR? Zero325. RBI proposed for 5th deputy governor by post - Chief Operating Officer326. Shadow banking committee headed by - T. Vijay Bhaskar327. Who is lady election commission officer? V.S. Ramadevi328. Summer 2016 games held in? Rio De Janeiro329. Pound sterling is the currency of which country - United Kingdom330. Which Lok Sabha election was held recently held - 16th331. GDP for 2014-15 by IMF? - 5.4%332. India's first motion picture? - Raja Harishchandra333. India's first newspaper? - Bengal Gazette334. Press council of India formed in which year? – 1978335. Indira Awas Yojna which year formed? – 1996336. Which of following country is not a male dominated country? – USA337. Currency of UK ? - Pound Sterling338. Minister of Railways ? - Sadananda Gowda339. World Heart day? - 29 September340. WTO head quarter? – Geneva341. When did India become member of WTO? – 1995342. RBI formed in which Year? – 1935343. India's first Postal Savings Office ATM located in which city? – Chennai344. First newspaper of India- Bengal gazette345. Indira sagar dam located in which state – Madhya Pradesh346. Addis Ababa capital of – Ethiopia347. Bangladesh currency – Taka348. External affairs minister – Sushma Swaraj349. Japan Prime Minister– Shinzo Abe350. Author of inheritance of loss – Kiran Desai351. Bharatanatyam dance of which state – Tamil Nadu352. Taj Mahal in which state – Uttar Pradesh353. What is the profile of Maneka Gandhi - Women and child development354. FFCB full form - Foreign currency convertible bonds (FCCBs)355. Number of goals in FIFA World Cup – 171356. Louvre museum in - Paris357. Laughter day – 1st Sunday of may358. Oscar best movie – 12 years a slave359. National award for best Hindi film – Jolly LLb360. Inheritance of loss – Kiran desai361. Kaiga nuclear power plant – Karnataka362. Jan Dhan Yojana – Life Insurance – 30,000363. World Bank head – Jim Yong Kim364. ILO headquarters – Geneva365. Deputy speaker of Loka sabha – Thambi durai366. Purpose of Commercial Paper – to meet short-term debt obligation367. RBI proposed small and _ banks – Payment368. Income exempted from tax (below 60) – 2.5 lakhs369. Metro rail project in Ahmadabad and – Luckhnow370. GAAR = General Anti Avoidance Rules371. 1st presidency of new BRICS bank – India372. Zambia capital – Lusaka373. Port Louis is capital of – Mauritius374. Russia currency - Russian Ruble375. Home Affairs Minister - Shri Rajnath Singh376. Rural Development Minister - Nitin Gadhkari377. Coorg Hill station is where? – Karnataka378. Kathak dance – UP379. Kerala new Governor - P Sathasivam380. REIT abbreviation - Real Estate Investment Trust381. Which insurance company extended Jan Dhan insurance cover to 1 lakh? - HDFC Ergo382. BKS Iyengar is related to which field? Yoga383. Best actor in national film awards ? - Suraj Venjaramoodu(Malayalam), Raj Kumar Rao(Hindi)384. Best actress in Oscar? Cate Blanchett385. Rajiv Khel Ratna award 2014? – None386. US released postage stamp on who actor ? - Akkineni Nageswara Rao387. "The suitable boy" written by? - Vikram Seth388. By whose goal Germany win the final with 1-0 in Brazil ? - Mario Goetze389. World Computer Literacy Day? - 2nd December390. Cheruthoni dam in which state? - Kerala391. Japan will give total money for infra project? - $ 33 Billion392. How much amount allocated for price stabilisation fund- 500 cr393. Malaysia Currency – Ringgit394. World Environment Day - 5 June395. New IIMs to be opened in which district - Himachal Pradesh, Punjab, Bihar, Orissa and Rajasthan.396. Who is John Carrey? – Actor397. Tintu Lukka from which game – Athletics398. Sanitation Program in Budget till – 2019399. Oscar winner in leading role actor - Matthew McConaughey400. Who is the USA Secretary of State - John Kerry401. Which country capital is Port Victoria? – Seychelles402. “Cry The Peacock” author? - Anita Desai403. Atomic Energy minister of India - Narendra Modi404. French Open winner - Rafael Nadal405. Narora Power Plant situated in? U.P406. Best Director National Awards? Hansal Mehta407. U.K. Prime Minister? David Cameroon408. Full Form Of UNCTAD - United Nations Conference on Trade and Development409. Sattriya is the dance form of which state? – Assam410. Leander Paes related to which game? – Tennis411. Rihand Dam in which state? - Uttar Pradesh412. Mogadishu is the capital of which country: Somalia413. e-visa in how many cities to promote tourism: 9414. FIDE world (rapid chess championship) won by which player: Magnus Carlsen415. Vice President of USA: Joe Biden416. Which film got Best Film Award at Film Fare Awards: Bhaag Milkha Bhaag417. Governor of Maharashtra: C Vidyasagar Rao418. Li-tatina (tomator tyoha) festival of which country: Spain419. Hill station 'ARAKU' in which state: Andhra Pradesh420. Oscar 2014 Best supporting actress - Lupita Nyong'o421. Best actress in film fare awards 2014 - Deepika Padukone422. Fiscal deficit according to union budget – 4.1%423. According to Budget 2014, how many new Govt. Medical Colleges will be opened? – 12424. Najma Heptulla ministry: Minority affairs425. Loss incurred for railway per passenger in paise - 23p426. Full form of CST? - Central Sales Tax427. Full form of NABARD? - National Bank for Agriculture & Rural Developemnt428. Full form of UGC? - University Grants Commission429. Full form of SLR? - Statutory Liquidity Ratio430. Ajiknkya Rahane is related to which game? – Cricket431. What is purpose of Jan Dhan Yojna? - Minimum one account for every family432. Who issues RuPay card? – NPCI433. Who is Robin Williams? - Hollywood Actor434. Who is P.J Kurien? - Deputy Chairman of Rajya Sabha435. What is the amount charged for ATM transactions after 5 times? - Rs. 20436. Flag Bearer for India in Commonwealth Games 2014? - Vijay Kumar437. How many Deputy Governors are there in RBI? – 4438. Strike word is related to which game? – Baseball439. Hardware park is proposed to which state? - Andhra Pradesh440. What % of money is increased for cleanliness in budget? - 40%441. Who is all time highest goal scorer of Germany? - Miroslav Klose442. Wilfried Bony - Football Striker from Ivory Coas443. Saji Thomas is related to which game? – Rowing444. Bhamashah Yojna in Rajasthan is for what purpose? - Women Empowerment445. Bank Capitalization related to -? - Basel III Norms446. Which country is the top source of FDI? – Singapore447. Swaccha Bharat Abhiyan is to be ended by– 2019448. Amit kumar related to which game – Wrestling449. Zero Effect- Zero Defect slogan by - Narendra Modi450. Who is Azim premji - Founder of Wipro451. Prior to which year currency note should be exchanged – 2005452. PFO monthly pension limit - Rs. 1000 (Minimum limit) & Maximum Limit is Rs. 15000453. Pankaj Advani Sports name – Billiards454. Chanakya also known as (his alternate name) – Kautilya455. CDR fullform - Credit Default Swap456. SEZ started by PM In which state/city – Maharashtra457. Indira Awas Yojna new name - National Gramin Awaas Mission (proposed name, please check once)458. FLIPKART is which kind of company? - E-Commerce459. 200 cr allocated for stadium in which state - Jammu & Kashmir460. Which organization is worried for EBOLA – WHO461. Largest bank - Industrial & Commercial Bank of China462. Who is sumitra mahajan - Loksabha Speaker463. Sanjita Chanu wins gold in: Weightlifting464. Abhinav Bindra related to: Shooting465. Apurvi Chandela related to: Shooting466. 6th BRICS summit held in: Fortaleza, Brazil467. Anirban Lahiri belongs to which sports: Golf468. Rory Mcllory belongs to which sports: Golf469. NHB full form: National housing bank470. KYC full form: know your customer471. India celebrated it's _ independence day on 15th Aug, 2014: 68th472. PPF investment Limit: Rs 1.5lakh473. Yuki Bhambri related to which sport – Tennis474. Lionel Messi player of which country: Argentina475. In budget tax free home loan limit: Rs. 2 lakh.476. Income tax limit other than senior citizen: Rs. 2.5 lakh477. Smart car launched - Tata Nano478. Volley term from which sport – Tennis479. Kargil war in which year: July 1999480. ISRO headquarter: Bangalore481. Make in India terms launched by – PM N. Modi482. Art 370 is related to which state – Jammu & Kashmir483. Jan Dhan Yojana Benefits – Overdraft Loan in Bank Account484. Writer of The Mother I Never Knew - Sudha Murthy485. L stands in SLR- liquidity486. Money laundering is done to- Avoid tax487. When did Mangalayan reached Mars - 24 September 2014488. In how days KYC custom fill identity proof – 5 working days489. Which Indian movie selected for Oscar Award 2015 - Liar's Dice490. NIM full form- Net Interest Margin491. MTSS- Money Transfer Service Scheme492. Kisan Vikas Patra was closed by govt. earlier why - to avoid Money laundering activities493. SBI life insurance partnered with – BNP Paribas Cardif494. Currency of Cambodia – Riel495. What is A in ATM – Automated496. Hard Choice author - Hillary Clinton497. Who invented Dynamite – Alfred Nobel498. Capital of Argentina: Buenos Aires499. Which actor's father is a famous badminton player - Deepika Padukone500. Word C stand for what in CP- commercial paper501. Bank used to what method to read code on cheque - MICR.502. Purpose of starting Minor account for 10 years children - Financial inclusion503. Kundankulam nuclear plant is a agreement between India and __ - Russia504. CVV full form – Card Verification Value505. Minority affair minister – Najma Heptulla506. Yogakshemam Vahamyaham is the slogan of – LIC507. Bank of International Settlement headquarter – Switzerland508. HDFC Tagline - We understand your world509. Smart star account opened by which bank – ICICI bank510. In Varistha pension Bima scheme will be administrated by – LIC511. Director of Singham Returns movie – Rohit Shetty512. Taskant is the capital of – Uzbekistan513. Sati pratha abolished by whom – Raja Ram Mohan Rai514. Railway minister: Sadanand Gowda515. Full form of PKI – Public Key Infrastructure516. Iran president: Hassan Rouhani517. Which country is part of European Union but do not use euro currency – Denmark518. CBS Full form- Core Banking Solution519. Cyrus Mistry is the CEO of – TATA group520. Kakrapar atomic power plant- Gujarat521. DNA full form: Deoxyribo Nucleic acid522. Home rule league moment leader - Annie Besant/ Bal Ganga Dhar Tilak523. Committee on Banking Ombudsman – Suman Verma Committee524. What “S” stands in CDSL – Securities [Central depository Securities depository Ltd.]525. IFSC Code contain how many digits- 11 alphanumeric code526. EBW full form - Export Bills Permitted to be Written off527. According to WHO, Highest rate of Child marriage – Bangladesh (India raked 2nd)528. Agaria Tribe belongs to which state – Madhya Pradesh529. Capital of Tanzania – Dodoma530. DIGC insurance cover is headed by – Central Govt.531. The initial minimum paid-up capital for a private bank shall be Rs.200 crore532. MTSS used - personal remittance533. According to census 2011Lowest density state - Arunachal Pradesh534. Which country does not belong in European Union but use Euro as a currency - Vatican city535. Max money that can remitted to Nepal from any of the NEFT-enabled branches in India – Rs 50,000536. In NSDL ,word ”S” stands for - National Securities Depository Limited537. SBI tag line: Pure Banking Nothing Else538. Santi Swaroop Bhatnagar award in mathematic: Dr. Kaushal Kumar Verma539. Bank celebrate 150 years with Sri Lanka: SBI540. Cheque amount written is called exchange of notes done by customer541. Overnight money needed by bank from RBI on which rate bases: MSF542. Poverty elevation minster – Ramvilas Paswan543. CPI full form: Consumer Price Index544. Urban dev and Parliament minister: Venkaiah Naidu545. Who won bronze medal in swimming in 2014 Asian Games: Sandeep Sejwal546. Jai hind slogan given by – Subhash Chandra Bose547. Capital of Turkey: Ankara548. BSE is given trade facility – online549. Who gave the principle of objects submerged partially or fully in water – Archimedes550. ASBA full form-Application Supported by Blocked Account551. Kakrapar nuclear power plant is located at which place? – Maharashtra552. Recently which bank has launched six digital touch banking branches across the nation? - State Bank of India553. ______ announced a new liberal visa policy for nationals of Afghanistsan on humanitariangrounds. - India554. ________announced to honour Shahrukh Khan with Officer of the Legion of Honour for his contribution to Cinema? – France555. What stands for NPA? - Non Performing Assets556. A book Blood Feud: The Clintons vs. the Obamas has been released, recently. Who is the author of the book? -Edward Klein557. JP Morgan cut India's GDP growth projection for 2014-15 to _________percent from 5.3 percent. - 5.1558. Recently John Kerry visited India. He is the Secretary of State of which country? - USA559. Who is the Union Civil Aviation Minister at present? - Ashok Gajapathi Raju560. Who is the Director of the film ‘Mary Kom’? - Omung Kumar561. What is the currency of China? - Yuan562. Recently RBI extended the timeline for full implementation of Basel III norms to ______instead of 31 March 2018. - 31 March 2019563. _____________is a financial instrument by which company invite the public to invest their money in the company and investor can become a partner of the company. - Equity564. Recently N.R. Narayana Murthy, the founder and executive Chairman of _____was honoured with the 2014 Canada India Foundation Chachalani Global Indian Award in Toronto, Canada . - Infosys565. _______ celebrated as World Citizen Day? - November 19566. The bank should have net profit for the last ________consecutive years to be permitted to set up the joint venture company for undertaking the insurance business with risk participation subject to safeguards. - five567. ____________is the process of stopping the flow of the physical cheque issued by a drawer at some point with the presenting bank en-route to the drawee bank branch. In its place an electronic image of the cheque is transmitted to the drawee branch by the clearing house. - Cheque Truncation568. Section 35(6) of the________, empowers NABARD to conduct inspection of State Cooperative Banks (SCBs), Central Cooperative Banks (CCBs) and Regional Rural Banks (RRBs). - Banking Regulation Act, 1949569. Recently _______Navy and Republic of Singapore Navy (RSN) conducted annual bilateral naval exercises named SIMBEX 2014 in Andaman Sea. - Indian570. ___________ has been appointed Chairman of the Cauvery Water Disputes Tribunal, recently. - Justice B.C. Chauhan571. _______is NOT a basic approach to measure GDP? - Investment Approach572. What is the tagline of Allahabad Bank? - A tradition of trust573. --------------------------- financial years the benefits of Indira Awas Yojana has also been extended to minorities? - 2006-07574. What is the allocation for Beti Bachao Beti Padhao Scheme in the Budget 2014-15? - Rs. 100 Crore575. What is the enhanced FDI limit in Defence Sector? - 49 per cent576. What is the rank of India in Human Development Index 2014? - 135577. Which country will host G8 Summit in 2015? - France578. Who is the Chairman of Tax Administration Reform Commission (TARC)? - Parthasarathi Shome579. Who is Union Minister of Chemicals and Fertilizers? - Ananth Kumar580. What is the tagline of Syndicate Bank? - Your Faithful And Friendly Financial Partner581. Which bank has started cardless cash withdrawal from its ATMs? - ICICI Bank582. National Housing Bank is a subsidiary of- RBI583. What is the initial capital infused by the Government of India in Bhartiya Mahila Bank(BMB)? - s. 1000 crore584. ------------------- is not related with Negotiable Instruments Act 1881? - Hundi585. ------------------------- is an Atomic Power Project located in Uttar Pradesh? - Narora586. Hewlett & Packard which has recently announced its business to be split into two parts is associated with -Computer and Hardware587. Which state has highest sex ratio as per the Census 2011? - Kerala588. Mars Orbiter Mission reached on Mars on which day? - 24 September589. Swachhta Udyami Yojana has been launched by which ministry? - Ministry of Social Justice and Empowerment590. Cairo is the capital of which country? - Egypt591. What is the full form of GDR? - Global Depositary Receipt592. Who is the union minister of Tribal Affairs? - Jual Oram593. Full form of IRDA is – Insurance Regulatory and Development Authority.594. What is the percentage of liquidity coverage ratio (LCR) threshold set for January 2015 that have to be met by the banks as per a recent revision in liquidity guidelines under the Basel-III framework by RBI? - 60 per cent595. Which country was runner up in the game of Kabaddi when India completed a golden double in men’s as well as women’s596. category in Asian Games 2014? - Iran597. What is the capital of South Korea? - Seoul598. What is the tagline of ICICI Prudential Life Insurance Company Limited? - Zimmedari ka humsafar599. What was the old name of Axis Bank? - UTI Bank600. --------------------------- countries DON'T have dollar as its currency? - Sweden601. "Hundi" is - equivalents of cheques issued by indigenous bankers.602. What does ‘M’ stands for in OMO? - Market603. What was the name given to The 2014 Hong Kong protests,against proposed electoral reform in the country? -Umbrella Movement604. Banks declare an Asset as Non Performing where the interest / principal is in arrears for more than -90 days605. Who among the following was popularly called as ‘Loknayak’? - Jai Prakash Narayan606. What was the codename given to first nuclear explosion conducted by India's in 1974? - Smiling Buddha607. SBI has launched multi-currency card in association with which of the following companies? - Master Card608. --------------------- states Kathakali dance form is associated? - Kerala609. Who was chosen as Most Valuable player among Indian medalists in Asian Games 2014? - M. C. Mary Kom610. What is the name of the committee set up to examine the current monetary policy? - Urjit Patel Committee611. What is Currency of Algeria? - Dinar612. What is Universal Banking ?- Provision of commercial and investment services613. MacMohan line is in between which two countries? - India and China614. When banks invest in government securities by depositing collateral, it is called - Asset Securitization615. G.N Bajpai committee is related to which of the following? - National Pension Scheme616. ------------------- is a foreign bank? - HSBC Bank617. RBI announces STAR SERIES notes recently. What is it? - replacement of defectively printed notes618. In Jan Dhan scheme which of the following will provide the accident cover under the scheme? - HDFC ergo619. What is India's number in mars mission, among Asian countries? - 1st620. World investvment report issued by - UNCTAD621. ------------------------- currencies is not included in SBI multicurrency scheme ? - Yen622. Expand CIBIL - Credit Information Bureau India Limited623. Ram Naik governor of which state - Uttar pradesh624. CRR stands for - Cash Reserve Ratio625. What is the currency of Egypt? - Pound626. Who is the Governor of Kerala? - P. Sathasivam627. What is the minimum amount to be deposited in PPF per month? - Rs. 500628. How many IIMs will be established as per Budget 2014-15? - 5629. Who is H.L. Dattu? - Chief Justice of India630. Which is the least populous state of India as per Census 2011? - Sikkim631. What is the name of the bank account opened for childrenabove 10 years of age by ICICI? - Smart kid account632. Who is the CM of Tamil Nadu? O. Paneerselvam633. What is the slogan of Jan Dhan Yojana? - Mera Khata Bhagya Vidhata634. Lionel Messi is associated with which sport? - Football635. Expand IFSC - Indian Financial System Code636. Who won the Nobel piece awrd 2014? Kailash Satyarthi and Malala Yousafzay637. Who belongs to tennis? options were - djokovic, federer, messi638. When is world rabies day? 28th setember639. Interest on savings account is calculated on which basis? daily basis640. In which of the following places there is no nuclear plant? – Kenya641. Mutual funds regulated by ? - Securities and Exchange Board of India642. What is ping in computer networking utility? - Packet InterNet Groper643. Processor speed measure in Instructions per second644. Using two different brand names for a propose of single product is called? Co-branding645. One question on repo rate646. What does B stands for in ECB ? - Borrowings647. What is the full form of RRB ? - Regional rural Bank648. What is the upper limit of PPF ? - 1.5 lakh649. What is the oldest currency in the world? - Pound sterling650. Which among the following is not an output device ? – Scanner651. Who is the author of the book Final Test: Exit Sachin Tendulkar ? - Dilip D' Souza652. What will Inflation result in ? - Decrease in economic activities of a country653. Which among the following is a volatile memory ? – RAM654. Question based on the definition of GNP (Gross National Product)655. What is an Internet explorer ? Browser656. What is the extension used for MS word ? - .doc,.docx657. What is the first step of buying ? - need recognition658. In which of the following areas there is no 100% FDI in railways ? –659. who is water resource minister ? - Uma Bharti660. the 5000 ₹ overdraft in Jan dhan will be applicable only if the account is active for how many months.661. The slogan " I have a dream" is given by which American activist in his public speech ? - MartinLuthor King662. which PSU is responsible for insurance over export? - Export Credit Insurance663. Which is an insurance regulatory body- IRDA664. Which is the Regulatory body for RRB? – NABARD665. Who is the author of God of small thing ? Arundhati Roy666. NPS stands for? National pension scheme667. RBI policy related to money laundering? Know Your Customer668. NBFC deals in? - providing banking services669. What is the full form of PDF? Portable Document Format670. What is the function of Ctrl + s in MS Word = to save file or document
  • The lasting Banking scam, Bank Of American has over drawn my account by $98 as a result of a credit card transaction that over drew my account by $63 then the accessed my a $35 fee. The customer service Rep refused to let me speak to a supervisor about the account! I informed him that this transaction is absolutely impossible to occur as a result of just recently I was short $.01 and they declined the account. I have been short $1 and $2 in the past and the bank declined the transaction! Things that make you wonder! But it has been like this for me for 6 years!


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