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Switzerland and America Trust, LLC Offers Discount Bank Guarantees Delaware, USA (AGENCIES) February 9, 2010Banks and Investment companies can discount their customers' Bank Guarantees at Switzerland and America Trust, LLC (SAT) with a deduction rate that is the lowest in the world market. There are a very limited numberof international banks which can discount bank guarantees for large sums of money and SAT is one of them, according to SAT press release.Banks and investment companies can enjoy bank guarantees discounting service provided by SAT for the benefit of their clients. SAT provides the lowest discount rates worldwide for any bank guarantee regardless of the actual size of the amount provided that it is issued by a bank that is rated A+ or above. Nevertheless, the bank or the investment company has to sign an agreement with SAT prior to providing this service to its clients. This service that is provided by SAT since January 2007 is considered one of the strongest banking services to be launched. It reflects the size and capability of SAT in the banking industry.Note: This service is subjected to the conditions of the Credit Committee at SAT which has the right to reject any request (without giving any reason) that does not meet the specifications of the funding procedures. SAT does not accept bank guarantees covered by money from suspicious sources or that will be used for acts against the law.Additional Information:From 8th of February 2010 the board council of SAT has decided to modify the Bank Guarantee discount system as follows:· Bank Guarantees issued from A+ (or better) banks are now acceptable.· Standby Letters of Credit (SBLC) and Certificates of Deposit (CD) are accepted and are both treated as BG discounts.· The new payment procedure is as per the following table:Payment DatesPayment AmountImmediate 10%30 days 25%60 days 25%90 days 25% Total 85%1. This payment schedule represents the typical draw-down schedule required by SAT Clients. Our Credit Committee may agree alternative payment schedules depending on the Client's project requirements. 2. Since the discount provided by SAT is considered a loan, the client is obliged only to payback the amount he has received in addition to 1% payable at the due date (Example: If the client has presented a Bank Guarantee of 100 Million Euros and received a loan of 85 Million, by SAT, the client will payback an amount of only 86 Million Euros). 3. The percentages mentioned in the above table are subject to change depending on the amount of funds, the Bank Guarantee issuing bank and its rating, and the Credit Committee at SAT.4. This service is offered only to the active clients of SAT. NNNNNote: Deals Secure Group Holding Co. GP. is an American General Partnership holding company that manages only the assets of its owners. It can be contacted through its lawyer at the following address:Dr. Faisal Khazaal, LLD. Law Group, LP.Telephone : +1 (855) KHAZAAL "5429225"
670 Question Asked in Various Recent Bank Exams (SBI, IBPS RRB, IBPS PO)and important for further upcoming Insurance Exams like LIC, GIC, NICL,NIACL.1. What is the capital of Guyana? - Georgetown2. National Journalism Day is observed on which day every year? - 17 November3. Apollo Hospitals tied up with Pharma firm - Sanofi4. Mohammad Ghouse, passed away in Chennai. He was associated with which sports? - Cricket5. Expand COMPAT - Competition Appellate Tribunal6. Indian men hockey team clinched gold after how many years in Asian Games? - 16 years7. India won how many gold medals in 17th Asian games? - 118. Expand TS GENCO – Telangana State Power Generation Corporation9. Who is Michael Phelps? - US swimmer10. Indian Railways on 10 October 2014 celebrated its ……… Annual Railway National Awards - 59th11. PM Narendra Modi addressed Indian-Americans at world famous Madison Square Garden.Madison Square Garden is situated in which city? - New York12. J. Jayalalithaa became first incumbent chief minister to be convicted for corruption and was sentenced for 4 years in Jail .She was the chief minister of __________ state? - Tamil Nadu13. The Vision Statement is issued by - India and US14. Kailash Satyarthi is associated with _______movement? - Bachpan Bachao Andolan15. Who is the author of the Book " The shadow lines"? - Amitav Ghosh16. According to Union Budget 2014-15, how many IIMs to be opened? - 517. In railway budget 2014-15, Cleanliness budget up by how many per cent over last year? - 40%18. FDI limit in Civil Aviation - 49%.19. Census 2011, was the 15th Census of India and …… Census after Independence. - 7th20. Headquarter of Indian bank is situated in ________ city? - Chennai21. Who is the current road, transport, highways and shipping minister? - Nitin Gadkari22. ECB stands for-External Commercial Borrowings23. Wimbledon Cup is related to _____ game ? - Lawn tennis24. Currency of Malaysia is - Ringgit25. EPS in share market stands for - Earnings Per Share26. Who is authorized to permit premature closure of PPF A/c? - Chairman of concerning Bank27. The objective of Government to appoint Narasimham Committee is - to strengthen the banking system28. When was NABARD established? - July 12, 198229. _______ cities in India has become the world’s second most populous city in 2014 after Tokyo, according to a UN report released recently? - Delhi30. Recently who has become the first player of Indian origin to be a part of the National Basketball Association (NBA)? - Sim Bhullar31. Who is the present Global Goodwill Ambassador of UNICEF? - Sachin Tendulkar32. _________ is an e-Commerce solution of National Payments Corporation of India (NPCI)? - RuPay Debit Cards33. Recently SBI signed _____ line of credit with Export Import Bankof India. - 500 million dollars34. _______ highest urban population? - Maharashtra35. Japan has sea-conflict with _______ country? - China36. ______ signed an agreement with the Kochi Metro Rail Ltd. for a loan of Rs. 1,170 crore? - Canara Bank37. Recently former President of the United States ofAmerica Bill Clinton visited Jabrouli village, near Lucknow, on an awareness mission on - diarrhea38. India has inked a loan agreement with World Bank for an assistance of ____for the Odisha Disaster Recovery Project. - $153 million39. For the safety and welfare of women how much money has been provided for Beti Bachao Beti Padhao Yojana to generate awareness on the issues? - Rs. 100 crores40. ___was conferred “Best Bank – Public Sector” award in BFSI Awards-2014 by World HRD Congress, recently? - Bankof Maharashtra41. What is Current Repo Rate? - 8%42. Recently Priyanka Chopra played a role of Mary Kom in a movie, who is Mary kom? - Boxer43. Expand DBT - Direct Benefit Transfer44. Lisbon is the capital of – Portugal45. Currency of Saudi Arabia - Riyal46. What is ‘C’ in KYC? - Customer47. What is ‘I’ in REIT? - Investment48. Mary Barra who recently visited India is the CEO of – General Motors49. According to RBI norms, what is minimum capital required for foriegn banks to open subsidaries in India? - Rs 500 Crores50. 17th Asian Games were held at- Incheon51. ‘Together we can’ is slogan of ______? - Canara Bank52. “Pahla kadam , pahli udan” account is launched by ____ ? - SBI53. Bank formed by Brics is known as - New Development Bank54. SEBI extended guide line to appoint at least one women in board of director by - 31march 201555. Upallu Srinivas who died recently is a renowned – Madolin Player56. RBI has recently reduced ATM transaction from 5 to 3, on _____ accounts it is not applicable? - BSBDA57. Pension scheme for rural and unorganised sector is - Swavalamban58. Card launched by Indian Railway to avoid payment transaction during ticket booking is - Go India smart Card59. Government clears disinvestment in 3 PSU’s for the sum of Rs 44,000 crores, _______ is one of them? -ONGC60. Cantolania referendum is a part of _____? - Spain61. Rupay card is used by which type of banks? - All scheduled commercial banks62. Current Prime Minister of UK is - David Cameroon63. Who was the Indian cricket team coach in the recent debacle against England in the investec test series? -Duncan Fletcher64. Shivasundram hydro power project is stated in which state ? - Karnataka65. _______ has launched premium credit cards exclusively for women scheme? - HDFC Bank66. The upper limit that can be deposited in PPF account has increased to – Rs 2 lac67. “And Then One Day” novel is authored by – Naseeruddin Shah68. _______ has not been conferred with Padma Shri awards? - Raghunath Mashelkar69. Bhamashah Financial Empowerment scheme is launched by the government of which of the following states? -Rajasthan70. _______ states in India has the highest rural population? - Sikkim71. The minimum paid up capital required for both small and payment banks is – Rs 100 crores72. Limit for FDI in multibrand is - 51%73. _______ banks has signed 500 million dollar line of credit EXIM bankof Korea? - SBI74. Committee formed to review the investment guidelines for national pension schemes in the private sector – G.N. Bajpai Committee75. As per HSBC report India will become the fifth largest exporter by the year - 203076. Asia’s first ballistic Research Centre is to be opened in – India77. The book ‘Lajja’ is authored by – Taslima Nasrim78. Name the French Foreign Minister who recently visited India. - Laurent Fabris79. ‘Economic Outlook Report’ is published by which of the following organisations? - IMF80. India’s first Kisan Mandi is to be set up in – Delhi81. Jan Dhan yojna additional insurance coverage is provided by which organization? - HDFC82. What is the tagline of United bankof India? - The Bank that begins with U.83. BSBDA is related with which of the following field? - Banking84. Which is the Largest desert in the world? - Sahara85. Who is Lieutenant Governor of Delhi? - Najeeb Jung86. Hanoi is the capital of –Vietnam87. Who is the author of Half girlfriend? - Chetan Bhagat88. PMGSY full form-Pradhan Mantri Gram Sadak Yojana89. What is the Currency of China? - yuan90. What is the maximum amount in PPF? - Rs 15000091. Kudankulam Nuclear power plant is situated in which state? - Tamil Nadu92. Who is the Director of Finding Fanny? - Homi Adajania93. What is the Maximum limit of RTGS? - No limit94. Pre shipment and post shipment is related with which finance? - Export finance95. State with lowest population, according to census 2011? - Sikkim96. RBI release draft Guidelines for Licensing of Payments Banks and Small Banks.What is the capital of these banks? - Rs 100 crore97. RRCAT is located in which state? - Madhya Pradesh98. Individual Borrower can check their credit report from –CIBIL99. EBT full form-Electronic Benefits Transfer100. Bank license given to which NBFCs ? - Bandhan and IDFC101. Which one of the following is not regulator(Options - RBI,SEBI,CERN,IRDA) ? - CERN102. Rohan Bopanna related to which sport ? - Tennis103. Which line divides America and Canada- ? 49th parallel104. What is the nick name of Korea ? - Land of morning calm105. 2014 is recognised as completion of 100 years of which war ? - World War – I106. Angela Merkel is related to which country ? - Germany107. Who is the chairman of committee related to Gas pricing ? -Vijay Kelkar108. What is the expanded form of PLO - Palestine liberation organization109. African union is fighting with which terrorist organisation ?- Boko haram110. Donna Trott has authored the book titled as ? - The goldfinch111. What is the range of Bramhos missile ? - 290Km112. Currency of Bhutan? - Ngultrum113. New Governor of Haryana ? - Kaptan Singh Solanki114. Jarawa tribe belongs to ? - Andaman and Nicobar islands115. Who is the Minister of state for IT & Broadcasting? - Prakash Javdekar116. What is the Literacy rate of Bihar according to 2011 census? - 63.82%117. Mary kom movie produced by Sanjay Leela Bhansali is written by : Saiwyn Quadras118. Currency of Sri lanka ? - Sri Lanka Rupee119. Capital of Kuwait ?- Kuwait city120. Power, Coal and renewable energies minister in the current government ? - Piyush Goyal121. Currency of Vatican City ? - Euro122. Gagan Narang won medal in Commonwealth in which shooting event? - 50 m air rifle event123. What are the numberof Nationalized Banks in India after nationalization of BMB? - 21124. Davis Cup related to which sport ?- Lawn Tennis125. Which country topped CWG 2014 Medal tally ? - England126. New Deputy Governer of RBI S S Mundra replaced whom ? - K C Chakraborty127. Which among the following is a banking term ? - CRR128. Which of the following is an Indirect Tax ? - Service Tax129. Controller of Mutual Fund ? - SEBI130. Full form of CFL? - Compact fluorescent lamp131. Cerebral hemorrhage caused by deficiency of which vitamin? - Vitamin K132. Capital of Sierra Leon? - Freetown133. Minister of Parliament Affairs: Venkaiah Naidu134. Hepatitis day: 28 July135. 17th NAM Summit will be held in: Venezuela136. In Common wealth Games 2014 Abhinav Bindra won gold for: 10m rifle shooting137. Capital of Iraq: Baghdad138. Capital of Bhutan: Thimpu139. Currency of Vatican City: Euro140. A book on Vijay Malaya is authored by: K. Giriprakash141. RBI governor replaced whom: D Subba Rao142. Khushwant Singh is: a novelist, journalist143. Which scheme is for slum people: Indira Awas Yojna144. Minister of Information & Broadcasting, environment, forest: Prakash Javadekar145. Banking is defined under which act: Banking Regulation Act, 1949146. ICC trophy is related to? Cricket147. Capital of Zimbabwe? Harare148. Currency of Myanmar? – Kyat149. Author of the book titled 'What young India wants'? - Chetan Bhagat150. World environment day? - 5th June151. Skill development minister? - Sarbananda Sonowal152. Minimum Maturity period for commercial paper? - 7 days153. Governor of West Bengal? - Keshari NathTripathi154. Who was the defence minister in the previous council of ministers - A K Antony155. Literacy rate of kerala? - 93.91 %156. ADB will help in road construction in which Indian state? – Manipur157. Author of the book 'My Years with Rajeev and Sonia'? - R D Pradhan158. Guru Tej Bahadur trophy is related to which sport? - Hockey159. Venue of next FIFA 2018 World cup? – Russia160. 3 countries who are a participating in Malabar Exercise? - India, USA, Japan161. Full form of EVM - Electronic Voting Machine162. FIFA golden ball award ? - Lionel Messi163. Reliance produced less amount of gas resulting in government loss in which block ? KG-D6164. First BRICS New development bank ? – Shanghai165. Union minister of Mine & steel, labour & employment - Narendra Singh Tomar166. Recent book on Dilip Kumar - Substance and Shadow by Uday Tara167. Sri Lankan cricketer, who announced his retirement? - Mahela Jayawardhane168. Currency of Saudi Arabia - Saudi Riyal169. Name of Maharashtra new tiger reserve - Bor Sancutary reserve170. Fees needed to submit for lodging complain to Banking ombudsman - No fees171. Insurance regulator – IRDA172. Chandi prasad bhat won Gandhi peace prize for his contribution in which area? - Chipko Movement173. Which country manufactured VELOX-1 ? – Singapore174. Capital of Cyprus ? – Nicosia175. Committee on financial inclusion: Nachiket Mor Committee176. 150 km missile launched by DRDO recently: Prithvi177. Minister of Social Justice and empowerment: Thawar Chand Gehlot178. Bhartiya Mahila Bank Chairman: Usha Ananthasubramanium179. Banks Nationalization: 1969180. Capital of Argentina: Buenos Aires181. Official Currency of Indonesia: Indonesian Rupiah182. Vijay Sheshadri won Pulitzer prize for: "3 Sections"183. Which state don’t shares the border with Telangana: Jharkhand184. Constituency of Nitin Gadkari: Nagpur185. Recently PM inaugurated a hydro power plant at which place: Uri (J & K)186. Press freedom day: 3 May187. RBI established in: 1935188. Who is the current Food & Consumer Affairs minister: Ram Vilas Paswan189. World Tourism Day is celebrated on: 27 September190. Gillette cup is associated with which sports: Cricket191. Kaveri river water dispute between which states: Karnataka & Tamil Nadu192. Capital of Canada? Ottawa193. Headquarter of CRISIL? – Mumbai194. Which device is used to measure blood pressure ? Sphygmomanometer195. State with highest per capita milk availability- PUNJAB196. 24th ASEAN summit venue- Nay Pyi Taw197. SMSME cabinet minister- Kalraj Mishra198. Bhartiya Mahila bank inaugurated by-Manmohan Singh199. Study of kidney disease comes under branch? Nephrology200. Country having three top most companies? USA201. .CSO full form- Central Statistical Organisation202. CBS full form- Core Banking Solution203. Which organization collect and publish financial data? National Sample Survey Organisation204. Ashes trophy played between countries- Australia and England205. Lok Sabha Constituency of Sushma Swaraj – Vidisha206. Who is Health Minister: Dr. Harsh Vardhan207. Who provides assistance to small industries: SIDBI208. RBI Adjust Liquidity by which tool: LAF (Liquidity Adjustment Facility)209. Functions of RBI – Bankers Bank210. Camel is the official animal of which state: Rajasthan211. Capital of Sweden: Stockholm212. Winner of Australian Grand Prix: Nico Rosberg213. Nilgiris is located in which state: Tamil Nadu214. Highest Urban Population of which state: Maharashtra215. International Day for Old Person: 1 October216. Sign on 1 Rupee currency note: Finance Secretary217. Capro Group has won the International Business Year of the award is owned by: Lord Swaraj Paul218. 2015 Commonwealth Heads of Government Meeting will be held in: Malta219. Committee on Cauvery water dispute: B.S Chauhan220. Which country started first plastic notes: Australia221. DRDO developed which indigenous plane: Tejas222. Japan has sea-conflict with which country: China223. A.R Rahman street name in which country: Canada224. Which of the following is not true about Telangna? is dived on the linguistic basis.225. Currency of Afghanistan – Afghan Afghani226. Commercial Paper is issued for how many days - a minimum of 7 days and a maximum of up to 1s year227. Malaysia currency: Ringgit228. Who score first hattrick goal in foot ball world cup: Thomas Muller (Germany)229. Mynamar capital: Naypyidaw230. In LoK Sabha elections if any candidate win two seats (like our pm) so in what duration of time he has to leave one seat -14 days231. FIFA 2014 Mascot Name: Fuleco232. Indian Overseas minister: Sushma Swaraj233. IBSA full form – India, Brazil, South & Africa234. World Autism day: 2 April235. World aids day celebrated on : 1 December236. Chemical and fertilizer cabinet minister: Ananth Kumar237. Beiji oil refinary located in: Iraq238. PC stands for: Personal Computer239. Flipkart acquire which online shop: Myntra.com240. Currency of Italy: Euro241. Head of SIT Committee: MB Shah242. Capital of Brazil –Brasilia243. Casual vacancy written by: J K Rowling244. Iraq currency: Dinar245. Who regulate Monetary policy: RBI246. Budget in which article: Article:112247. How many languages in Indian currency – 17248. Full form of ASCII - American Standard Code for Information Interchange249. Kanyakumari formerly known as - Cape Comorin250. York University, Canada gave award to - Ratan Tata251. Nevia first plant in India - Sanand, Gujarat252. Who win 3 medals in ISSF world cup in Munich – Jitu Rai253. Who is Richest Player in FIFA: Cristiano Ronaldo254. OPEC has how much % of total oil - 81%255. Country having least global peace index – Syria256. Tata group joined which airlines: Air Asia257. Commercial papers issued in what multiples: Rs.5 lakh258. Recently Navaratna status given to: National Building Construction Corporation & Engineers India Ltd259. Azlan Shah who died recently is a: Hockey Player260. Indian currency notes bear a signature of: RBI Governor261. World economic forum held in: Abuja (Nigeria)262. Headquarter of Infosys: Bangalore263. Best ranked IIT among BRICS top universities 2014: IIT Delhi264. Salarjung museum located in which state: Hyderabad, Telangana265. RIL & Network 18 Deal(in crores)- 4000 Crores266. Sahara the untold story Written by?-Tamal Bandyopadhyay267. Amul set up Dairy worth 200 cr at which city?- Varansi268. Chinese Currency? – YUAN269. Sachin Tendulkar coins were sponsored by which company? EAST INDIAa. COMPANY270. Human rights day is observed on which day-DEC 10271. Who is the current road, transport, highways and shipping? NITINb. GADKARI272. ECB stands for ? EXTERNAL COMMERCIAL BORROWINGS273. WIMBLEDON championship is related to which game ? LAWN TENNIS274. Who is the current SBI chairman? ARUNDATI BHATTACHARYA275. Regulatory authorities of Cooperative banks & RRB's?- NABARD276. A Scheme named Rajiv Gandhi Scheme for Empowerment of Adolescent Girls also known as ?- SABLA277. Recipient of 49th Jananpeeth Award - Kedar Nath Singh278. Amul related to what ? - white revolution279. FIBA is related with Which sport ?- Basketball280. Recently in which state Solar thermal power plant installed – Rajasthan281. Which card is issued by NPCI?-RuPay Card282. Which south east organisation has 10 members?-ASEAN283. ARMY FLAG DAY- 7 December284. In shop transaction is done by which machine: POS285. Water resource minister - Uma Bharti286. Dadasaheb Phalke Academy Award for Best Singer (Female): Sunidhi Chauhan287. Which award is given to Leander Paes, Ruskin bond- Padma Bhushan award288. Vijay hazare trophy is related to which sport? CRICKET289. Night blindness is due to deficiency of which disease- Vitamin A290. Full form of NVRAM- Non Volatile Random Acess Memory291. Which of the following activities is not done by RBI?- trading in commodities292. Currency of Kuwait-Kuwaiti Dinar293. Capital of Bhutan-Thimphu294. Recently Hindustan Motor car plant shut down: Uttarpara plant in West Bengal295. Book my journey transforming into dreams: Former President APJ Abdul Kalam296. Highest rural population state as per Census 2011 - Uttar Pradesh297. Reliance company lady head name- Neeta Ambani298. Full form CAG-Comptroller and Auditor General299. Which of the following is not an indirect tax- 10% surcharge on income300. Who directed the silent film raja Harish Chandra: Dadasaheb Phalke301. According to Census 2011 highest sex ratio for which state: Kerala302. Repo rate: 8%303. CRR – 4%304. Numberof directors in RBI – 4 deputy directors305. Satish Shivlingam realeted to which: Weightlifting306. Who is Nripendra Mishra: Principal Sec. to PM307. Defence minister: Arun Jaitely308. Home minister: Rajnath Singh309. PMGSY Established by-2002310. IAY--Allocate financial assistance311. Budget Allocate for Pradhan Mantri Krishi Sichayin Yojana - Rs. 1000 cr312. Young India book author...MK GANDHI313. MGNERGA Act launched in: 2005314. National Pension System (NPS) launched in — 2004315. Capital of ITALY- Rome316. Rashtriya Swasthya Bima Yojana (RSBY) launched by : Ministry of Labour and Employment317. Commonwealth total medal of India --- 64318. WTO member -160319. Official director of RBI - Raghuram Rajan320. Van Bandhu Kalyan Yojana has allocated Rs.100 crore321. Monetary policy published and controlled by – RBI322. On Advances taking as loan ---pre- shipment loan323. Tibor full form - Tokyo Interbank Offered Rate324. How much interest paid by RBI on deposit of CRR? Zero325. RBI proposed for 5th deputy governor by post - Chief Operating Officer326. Shadow banking committee headed by - T. Vijay Bhaskar327. Who is lady election commission officer? V.S. Ramadevi328. Summer 2016 games held in? Rio De Janeiro329. Pound sterling is the currency of which country - United Kingdom330. Which Lok Sabha election was held recently held - 16th331. GDP for 2014-15 by IMF? - 5.4%332. India's first motion picture? - Raja Harishchandra333. India's first newspaper? - Bengal Gazette334. Press council of India formed in which year? – 1978335. Indira Awas Yojna which year formed? – 1996336. Which of following country is not a male dominated country? – USA337. Currency of UK ? - Pound Sterling338. Minister of Railways ? - Sadananda Gowda339. World Heart day? - 29 September340. WTO head quarter? – Geneva341. When did India become member of WTO? – 1995342. RBI formed in which Year? – 1935343. India's first Postal Savings Office ATM located in which city? – Chennai344. First newspaper of India- Bengal gazette345. Indira sagar dam located in which state – Madhya Pradesh346. Addis Ababa capital of – Ethiopia347. Bangladesh currency – Taka348. External affairs minister – Sushma Swaraj349. Japan Prime Minister– Shinzo Abe350. Author of inheritance of loss – Kiran Desai351. Bharatanatyam dance of which state – Tamil Nadu352. Taj Mahal in which state – Uttar Pradesh353. What is the profile of Maneka Gandhi - Women and child development354. FFCB full form - Foreign currency convertible bonds (FCCBs)355. Numberof goals in FIFA World Cup – 171356. Louvre museum in - Paris357. Laughter day – 1st Sunday of may358. Oscar best movie – 12 years a slave359. National award for best Hindi film – Jolly LLb360. Inheritance of loss – Kiran desai361. Kaiga nuclear power plant – Karnataka362. Jan Dhan Yojana – Life Insurance – 30,000363. World Bank head – Jim Yong Kim364. ILO headquarters – Geneva365. Deputy speaker of Loka sabha – Thambi durai366. Purpose of Commercial Paper – to meet short-term debt obligation367. RBI proposed small and _ banks – Payment368. Income exempted from tax (below 60) – 2.5 lakhs369. Metro rail project in Ahmadabad and – Luckhnow370. GAAR = General Anti Avoidance Rules371. 1st presidency of new BRICS bank – India372. Zambia capital – Lusaka373. Port Louis is capital of – Mauritius374. Russia currency - Russian Ruble375. Home Affairs Minister - Shri Rajnath Singh376. Rural Development Minister - Nitin Gadhkari377. Coorg Hill station is where? – Karnataka378. Kathak dance – UP379. Kerala new Governor - P Sathasivam380. REIT abbreviation - Real Estate Investment Trust381. Which insurance company extended Jan Dhan insurance cover to 1 lakh? - HDFC Ergo382. BKS Iyengar is related to which field? Yoga383. Best actor in national film awards ? - Suraj Venjaramoodu(Malayalam), Raj Kumar Rao(Hindi)384. Best actress in Oscar? Cate Blanchett385. Rajiv Khel Ratna award 2014? – None386. US released postage stamp on who actor ? - Akkineni Nageswara Rao387. "The suitable boy" written by? - Vikram Seth388. By whose goal Germany win the final with 1-0 in Brazil ? - Mario Goetze389. World Computer Literacy Day? - 2nd December390. Cheruthoni dam in which state? - Kerala391. Japan will give total money for infra project? - $ 33 Billion392. How much amount allocated for price stabilisation fund- 500 cr393. Malaysia Currency – Ringgit394. World Environment Day - 5 June395. New IIMs to be opened in which district - Himachal Pradesh, Punjab, Bihar, Orissa and Rajasthan.396. Who is John Carrey? – Actor397. Tintu Lukka from which game – Athletics398. Sanitation Program in Budget till – 2019399. Oscar winner in leading role actor - Matthew McConaughey400. Who is the USA Secretary of State - John Kerry401. Which country capital is Port Victoria? – Seychelles402. “Cry The Peacock” author? - Anita Desai403. Atomic Energy minister of India - Narendra Modi404. French Open winner - Rafael Nadal405. Narora Power Plant situated in? U.P406. Best Director National Awards? Hansal Mehta407. U.K. Prime Minister? David Cameroon408. Full Form Of UNCTAD - United Nations Conference on Trade and Development409. Sattriya is the dance form of which state? – Assam410. Leander Paes related to which game? – Tennis411. Rihand Dam in which state? - Uttar Pradesh412. Mogadishu is the capital of which country: Somalia413. e-visa in how many cities to promote tourism: 9414. FIDE world (rapid chess championship) won by which player: Magnus Carlsen415. Vice President of USA: Joe Biden416. Which film got Best Film Award at Film Fare Awards: Bhaag Milkha Bhaag417. Governor of Maharashtra: C Vidyasagar Rao418. Li-tatina (tomator tyoha) festival of which country: Spain419. Hill station 'ARAKU' in which state: Andhra Pradesh420. Oscar 2014 Best supporting actress - Lupita Nyong'o421. Best actress in film fare awards 2014 - Deepika Padukone422. Fiscal deficit according to union budget – 4.1%423. According to Budget 2014, how many new Govt. Medical Colleges will be opened? – 12424. Najma Heptulla ministry: Minority affairs425. Loss incurred for railway per passenger in paise - 23p426. Full form of CST? - Central Sales Tax427. Full form of NABARD? - National Bank for Agriculture & Rural Developemnt428. Full form of UGC? - University Grants Commission429. Full form of SLR? - Statutory Liquidity Ratio430. Ajiknkya Rahane is related to which game? – Cricket431. What is purpose of Jan Dhan Yojna? - Minimum one account for every family432. Who issues RuPay card? – NPCI433. Who is Robin Williams? - Hollywood Actor434. Who is P.J Kurien? - Deputy Chairman of Rajya Sabha435. What is the amount charged for ATM transactions after 5 times? - Rs. 20436. Flag Bearer for India in Commonwealth Games 2014? - Vijay Kumar437. How many Deputy Governors are there in RBI? – 4438. Strike word is related to which game? – Baseball439. Hardware park is proposed to which state? - Andhra Pradesh440. What % of money is increased for cleanliness in budget? - 40%441. Who is all time highest goal scorer of Germany? - Miroslav Klose442. Wilfried Bony - Football Striker from Ivory Coas443. Saji Thomas is related to which game? – Rowing444. Bhamashah Yojna in Rajasthan is for what purpose? - Women Empowerment445. Bank Capitalization related to -? - Basel III Norms446. Which country is the top source of FDI? – Singapore447. Swaccha Bharat Abhiyan is to be ended by– 2019448. Amit kumar related to which game – Wrestling449. Zero Effect- Zero Defect slogan by - Narendra Modi450. Who is Azim premji - Founder of Wipro451. Prior to which year currency note should be exchanged – 2005452. PFO monthly pension limit - Rs. 1000 (Minimum limit) & Maximum Limit is Rs. 15000453. Pankaj Advani Sports name – Billiards454. Chanakya also known as (his alternate name) – Kautilya455. CDR fullform - Credit Default Swap456. SEZ started by PM In which state/city – Maharashtra457. Indira Awas Yojna new name - National Gramin Awaas Mission (proposed name, please check once)458. FLIPKART is which kind of company? - E-Commerce459. 200 cr allocated for stadium in which state - Jammu & Kashmir460. Which organization is worried for EBOLA – WHO461. Largest bank - Industrial & Commercial Bankof China462. Who is sumitra mahajan - Loksabha Speaker463. Sanjita Chanu wins gold in: Weightlifting464. Abhinav Bindra related to: Shooting465. Apurvi Chandela related to: Shooting466. 6th BRICS summit held in: Fortaleza, Brazil467. Anirban Lahiri belongs to which sports: Golf468. Rory Mcllory belongs to which sports: Golf469. NHB full form: National housing bank470. KYC full form: know your customer471. India celebrated it's _ independence day on 15th Aug, 2014: 68th472. PPF investment Limit: Rs 1.5lakh473. Yuki Bhambri related to which sport – Tennis474. Lionel Messi player of which country: Argentina475. In budget tax free home loan limit: Rs. 2 lakh.476. Income tax limit other than senior citizen: Rs. 2.5 lakh477. Smart car launched - Tata Nano478. Volley term from which sport – Tennis479. Kargil war in which year: July 1999480. ISRO headquarter: Bangalore481. Make in India terms launched by – PM N. Modi482. Art 370 is related to which state – Jammu & Kashmir483. Jan Dhan Yojana Benefits – Overdraft Loan in Bank Account484. Writer of The Mother I Never Knew - Sudha Murthy485. L stands in SLR- liquidity486. Money laundering is done to- Avoid tax487. When did Mangalayan reached Mars - 24 September 2014488. In how days KYC custom fill identity proof – 5 working days489. Which Indian movie selected for Oscar Award 2015 - Liar's Dice490. NIM full form- Net Interest Margin491. MTSS- Money Transfer Service Scheme492. Kisan Vikas Patra was closed by govt. earlier why - to avoid Money laundering activities493. SBI life insurance partnered with – BNP Paribas Cardif494. Currency of Cambodia – Riel495. What is A in ATM – Automated496. Hard Choice author - Hillary Clinton497. Who invented Dynamite – Alfred Nobel498. Capital of Argentina: Buenos Aires499. Which actor's father is a famous badminton player - Deepika Padukone500. Word C stand for what in CP- commercial paper501. Bank used to what method to read code on cheque - MICR.502. Purpose of starting Minor account for 10 years children - Financial inclusion503. Kundankulam nuclear plant is a agreement between India and __ - Russia504. CVV full form – Card Verification Value505. Minority affair minister – Najma Heptulla506. Yogakshemam Vahamyaham is the slogan of – LIC507. Bankof International Settlement headquarter – Switzerland508. HDFC Tagline - We understand your world509. Smart star account opened by which bank – ICICI bank510. In Varistha pension Bima scheme will be administrated by – LIC511. Director of Singham Returns movie – Rohit Shetty512. Taskant is the capital of – Uzbekistan513. Sati pratha abolished by whom – Raja Ram Mohan Rai514. Railway minister: Sadanand Gowda515. Full form of PKI – Public Key Infrastructure516. Iran president: Hassan Rouhani517. Which country is part of European Union but do not use euro currency – Denmark518. CBS Full form- Core Banking Solution519. Cyrus Mistry is the CEO of – TATA group520. Kakrapar atomic power plant- Gujarat521. DNA full form: Deoxyribo Nucleic acid522. Home rule league moment leader - Annie Besant/ Bal Ganga Dhar Tilak523. Committee on Banking Ombudsman – Suman Verma Committee524. What “S” stands in CDSL – Securities [Central depository Securities depository Ltd.]525. IFSC Code contain how many digits- 11 alphanumeric code526. EBW full form - Export Bills Permitted to be Written off527. According to WHO, Highest rate of Child marriage – Bangladesh (India raked 2nd)528. Agaria Tribe belongs to which state – Madhya Pradesh529. Capital of Tanzania – Dodoma530. DIGC insurance cover is headed by – Central Govt.531. The initial minimum paid-up capital for a private bank shall be Rs.200 crore532. MTSS used - personal remittance533. According to census 2011Lowest density state - Arunachal Pradesh534. Which country does not belong in European Union but use Euro as a currency - Vatican city535. Max money that can remitted to Nepal from any of the NEFT-enabled branches in India – Rs 50,000536. In NSDL ,word ”S” stands for - National Securities Depository Limited537. SBI tag line: Pure Banking Nothing Else538. Santi Swaroop Bhatnagar award in mathematic: Dr. Kaushal Kumar Verma539. Bank celebrate 150 years with Sri Lanka: SBI540. Cheque amount written is called exchange of notes done by customer541. Overnight money needed by bank from RBI on which rate bases: MSF542. Poverty elevation minster – Ramvilas Paswan543. CPI full form: Consumer Price Index544. Urban dev and Parliament minister: Venkaiah Naidu545. Who won bronze medal in swimming in 2014 Asian Games: Sandeep Sejwal546. Jai hind slogan given by – Subhash Chandra Bose547. Capital of Turkey: Ankara548. BSE is given trade facility – online549. Who gave the principle of objects submerged partially or fully in water – Archimedes550. ASBA full form-Application Supported by Blocked Account551. Kakrapar nuclear power plant is located at which place? – Maharashtra552. Recently which bank has launched six digital touch banking branches across the nation? - State Bankof India553. ______ announced a new liberal visa policy for nationals of Afghanistsan on humanitariangrounds. - India554. ________announced to honour Shahrukh Khan with Officer of the Legion of Honour for his contribution to Cinema? – France555. What stands for NPA? - Non Performing Assets556. A book Blood Feud: The Clintons vs. the Obamas has been released, recently. Who is the author of the book? -Edward Klein557. JP Morgan cut India's GDP growth projection for 2014-15 to _________percent from 5.3 percent. - 5.1558. Recently John Kerry visited India. He is the Secretary of State of which country? - USA559. Who is the Union Civil Aviation Minister at present? - Ashok Gajapathi Raju560. Who is the Director of the film ‘Mary Kom’? - Omung Kumar561. What is the currency of China? - Yuan562. Recently RBI extended the timeline for full implementation of Basel III norms to ______instead of 31 March 2018. - 31 March 2019563. _____________is a financial instrument by which company invite the public to invest their money in the company and investor can become a partner of the company. - Equity564. Recently N.R. Narayana Murthy, the founder and executive Chairman of _____was honoured with the 2014 Canada India Foundation Chachalani Global Indian Award in Toronto, Canada . - Infosys565. _______ celebrated as World Citizen Day? - November 19566. The bank should have net profit for the last ________consecutive years to be permitted to set up the joint venture company for undertaking the insurance business with risk participation subject to safeguards. - five567. ____________is the process of stopping the flow of the physical cheque issued by a drawer at some point with the presenting bank en-route to the drawee bank branch. In its place an electronic image of the cheque is transmitted to the drawee branch by the clearing house. - Cheque Truncation568. Section 35(6) of the________, empowers NABARD to conduct inspection of State Cooperative Banks (SCBs), Central Cooperative Banks (CCBs) and Regional Rural Banks (RRBs). - Banking Regulation Act, 1949569. Recently _______Navy and Republic of Singapore Navy (RSN) conducted annual bilateral naval exercises named SIMBEX 2014 in Andaman Sea. - Indian570. ___________ has been appointed Chairman of the Cauvery Water Disputes Tribunal, recently. - Justice B.C. Chauhan571. _______is NOT a basic approach to measure GDP? - Investment Approach572. What is the tagline of Allahabad Bank? - A tradition of trust573. --------------------------- financial years the benefits of Indira Awas Yojana has also been extended to minorities? - 2006-07574. What is the allocation for Beti Bachao Beti Padhao Scheme in the Budget 2014-15? - Rs. 100 Crore575. What is the enhanced FDI limit in Defence Sector? - 49 per cent576. What is the rank of India in Human Development Index 2014? - 135577. Which country will host G8 Summit in 2015? - France578. Who is the Chairman of Tax Administration Reform Commission (TARC)? - Parthasarathi Shome579. Who is Union Minister of Chemicals and Fertilizers? - Ananth Kumar580. What is the tagline of Syndicate Bank? - Your Faithful And Friendly Financial Partner581. Which bank has started cardless cash withdrawal from its ATMs? - ICICI Bank582. National Housing Bank is a subsidiary of- RBI583. What is the initial capital infused by the Government of India in Bhartiya Mahila Bank(BMB)? - s. 1000 crore584. ------------------- is not related with Negotiable Instruments Act 1881? - Hundi585. ------------------------- is an Atomic Power Project located in Uttar Pradesh? - Narora586. Hewlett & Packard which has recently announced its business to be split into two parts is associated with -Computer and Hardware587. Which state has highest sex ratio as per the Census 2011? - Kerala588. Mars Orbiter Mission reached on Mars on which day? - 24 September589. Swachhta Udyami Yojana has been launched by which ministry? - Ministry of Social Justice and Empowerment590. Cairo is the capital of which country? - Egypt591. What is the full form of GDR? - Global Depositary Receipt592. Who is the union minister of Tribal Affairs? - Jual Oram593. Full form of IRDA is – Insurance Regulatory and Development Authority.594. What is the percentage of liquidity coverage ratio (LCR) threshold set for January 2015 that have to be met by the banks as per a recent revision in liquidity guidelines under the Basel-III framework by RBI? - 60 per cent595. Which country was runner up in the game of Kabaddi when India completed a golden double in men’s as well as women’s596. category in Asian Games 2014? - Iran597. What is the capital of South Korea? - Seoul598. What is the tagline of ICICI Prudential Life Insurance Company Limited? - Zimmedari ka humsafar599. What was the old name of Axis Bank? - UTI Bank600. --------------------------- countries DON'T have dollar as its currency? - Sweden601. "Hundi" is - equivalents of cheques issued by indigenous bankers.602. What does ‘M’ stands for in OMO? - Market603. What was the name given to The 2014 Hong Kong protests,against proposed electoral reform in the country? -Umbrella Movement604. Banks declare an Asset as Non Performing where the interest / principal is in arrears for more than -90 days605. Who among the following was popularly called as ‘Loknayak’? - Jai Prakash Narayan606. What was the codename given to first nuclear explosion conducted by India's in 1974? - Smiling Buddha607. SBI has launched multi-currency card in association with which of the following companies? - Master Card608. --------------------- states Kathakali dance form is associated? - Kerala609. Who was chosen as Most Valuable player among Indian medalists in Asian Games 2014? - M. C. Mary Kom610. What is the name of the committee set up to examine the current monetary policy? - Urjit Patel Committee611. What is Currency of Algeria? - Dinar612. What is Universal Banking ?- Provision of commercial and investment services613. MacMohan line is in between which two countries? - India and China614. When banks invest in government securities by depositing collateral, it is called - Asset Securitization615. G.N Bajpai committee is related to which of the following? - National Pension Scheme616. ------------------- is a foreign bank? - HSBC Bank617. RBI announces STAR SERIES notes recently. What is it? - replacement of defectively printed notes618. In Jan Dhan scheme which of the following will provide the accident cover under the scheme? - HDFC ergo619. What is India's number in mars mission, among Asian countries? - 1st620. World investvment report issued by - UNCTAD621. ------------------------- currencies is not included in SBI multicurrency scheme ? - Yen622. Expand CIBIL - Credit Information Bureau India Limited623. Ram Naik governor of which state - Uttar pradesh624. CRR stands for - Cash Reserve Ratio625. What is the currency of Egypt? - Pound626. Who is the Governor of Kerala? - P. Sathasivam627. What is the minimum amount to be deposited in PPF per month? - Rs. 500628. How many IIMs will be established as per Budget 2014-15? - 5629. Who is H.L. Dattu? - Chief Justice of India630. Which is the least populous state of India as per Census 2011? - Sikkim631. What is the name of the bank account opened for childrenabove 10 years of age by ICICI? - Smart kid account632. Who is the CM of Tamil Nadu? O. Paneerselvam633. What is the slogan of Jan Dhan Yojana? - Mera Khata Bhagya Vidhata634. Lionel Messi is associated with which sport? - Football635. Expand IFSC - Indian Financial System Code636. Who won the Nobel piece awrd 2014? Kailash Satyarthi and Malala Yousafzay637. Who belongs to tennis? options were - djokovic, federer, messi638. When is world rabies day? 28th setember639. Interest on savings account is calculated on which basis? daily basis640. In which of the following places there is no nuclear plant? – Kenya641. Mutual funds regulated by ? - Securities and Exchange Board of India642. What is ping in computer networking utility? - Packet InterNet Groper643. Processor speed measure in Instructions per second644. Using two different brand names for a propose of single product is called? Co-branding645. One question on repo rate646. What does B stands for in ECB ? - Borrowings647. What is the full form of RRB ? - Regional rural Bank648. What is the upper limit of PPF ? - 1.5 lakh649. What is the oldest currency in the world? - Pound sterling650. Which among the following is not an output device ? – Scanner651. Who is the author of the book Final Test: Exit Sachin Tendulkar ? - Dilip D' Souza652. What will Inflation result in ? - Decrease in economic activities of a country653. Which among the following is a volatile memory ? – RAM654. Question based on the definition of GNP (Gross National Product)655. What is an Internet explorer ? Browser656. What is the extension used for MS word ? - .doc,.docx657. What is the first step of buying ? - need recognition658. In which of the following areas there is no 100% FDI in railways ? –659. who is water resource minister ? - Uma Bharti660. the 5000 ₹ overdraft in Jan dhan will be applicable only if the account is active for how many months.661. The slogan " I have a dream" is given by which American activist in his public speech ? - MartinLuthor King662. which PSU is responsible for insurance over export? - Export Credit Insurance663. Which is an insurance regulatory body- IRDA664. Which is the Regulatory body for RRB? – NABARD665. Who is the author of God of small thing ? Arundhati Roy666. NPS stands for? National pension scheme667. RBI policy related to money laundering? Know Your Customer668. NBFC deals in? - providing banking services669. What is the full form of PDF? Portable Document Format670. What is the function of Ctrl + s in MS Word = to save file or document
Compilation post #3 of #xyz , (posts 9 through 16)Thank you Mitch McConnell for picking up 532 of my posts as found in search of your site “from you”. Thank you for having one of my posts visible in line on your site several times. The fact that over 500 posts of mine are collected in your archive and only one of my posts is visible in line on your site documents that this is a regulated site and that one posts is an intentional posting. This is a very purposeful collection and sharing of my posts. Thank you for listening and following my posts regardless that your staff has carefully selected only one of my posts to show in line on your page for the voters to see. The following sequence of compilation posts is a running record of these posts as found in your archive, “from you” (from me). These posts are only a few of the 5000 postings I have made in the last few years from before the election. These posts are fast written and filled with errors and typos but the theme is consistent. Not being a political person it has taken me almost 3 years to figure out that the real problem in America for over 35 years is the Republican Leadership of old corrupt crony capitalist fools stampeding America into bankruptcy and demoralization not the Democrat party as they can not help what they are, but the Republicans should have, could have, and do know better. There is no excuse for it period. It is either time for the talk show hosts and the remaining Republicans that supported and voted for Mitt Romney and not sit home, refusing to vote, trying to teach the Republican Party a lesson, to quite the party and start a new one or to all rise up together with those that are already lost and clean house of the Republican Leadership and fire the entire top management. In the last two weeks your name has been used across the talk show circuit as the tip of the problem along with John McCain with in the Republican leadership from the Roger Hedgecock show to the Sean Hannity show not Ted Cruz, Mike Lee, Rand Paul, Sarah Palin, Marco Rubio, Ron Paul, The Tea Party and more. Posts ending with (…………..) have been shortened for brevity of this compilation post. There are compilation posts with in compilation posts collected into compilation posts making the presentation look confused and erratic numerically but the theme is consistent that these posts are circulating the news agencies of the world. These opinions are fast turning into “Told You So” posts and talk show programming content and political strategies. To read any entire post ending in (………) just copy and past the first sentence of that post into the G+ search window. (#9 full post 200 lines with out thank you notes, Mitch McConnell compilation post #3) Joe CarpenterShared publicly - Jan 20, 2014 Thank you "US Supreme Court" for picking up this post and having it visible in line on your site.Joe CarpenterShared publicly - 7:19 AM Thank you "US Senate" for picking up this post as found in search of your site, from you. This is one of those good posts that never went anywhere right off the bat or out the gate but the amazing thing about this internet is the vetting process shakes out the chaff and slowly these classic posts, with minimum numberof distractive typos, will just keep showing up hear and there in an attrition voting process of the internet algorithms and an accessional human input. All it takes to bring one of these post back to life from the deep space sequestration on the back side of the black hole is one plus click or one share. Or me randomly searching for found posts and resuscitating them. There are now 75 posts back logged on, "from you" search but they the G+ people redesigned the system that if you stop, load up back loading posts, it will auto click to the inline posts, shifting screens, making net surfers start over and waist time and slow down the bloggers doing exactly what I am doing searching for my old posts to revive them. Show lessShow lessJoe Carpenter originally shared: In every physical system there is always the most critical point or the most important part or a constraining factor or the most vulnerable component or in debates the acumen of an argument. In chemistry a chemical reaction can only go as fast as its slowest reaction. The chain is only as strong as its weakest link. Some refer to it by metaphor as the Achilles heel. What we have today in the Republican Party is a problem. What we have today in the US Congress is a disgrace. What we have today in the US Senate is an embarrassment. What we have today in the US Supreme Court is an accident that has already happened. Someone once said,” The System is sacred and if the system falters we have a problem”.There is nothing wrong with our US Constitution. There is nothing wrong with our Constitutional system of laws. There is something wrong with the people that have warped the system with their agendas, their manipulations, their beliefs and their personal internal rationalization thought processes that has placed their personal goals ahead of the goals of the country and the intentions of our Constitution as Americans. It is in the people and what they think. It is in the people and how they are making decisions. It is in the people and how they are justifying their belief systems, their arguments, their goals, their desires, their wants and their wishes. The system has faltered because the people have faltered. The system was set up by people to avoid the faltering of people. The system was designed to be idiot proof and self-correcting by the will of the people. What we have now is a system that has been co-opted by career politicians, lawyers and judges that are now the problem because of what they think and what they hold as beliefs and what their self interests are as a group of élites working to protect their own self interests and job security as a group.It is the human component that is the weakest link and Achieves heel in today’s politics. The only solution to the problems of the human component is the human component. The way to deal with bad managers and bad leaders is you fire them. You get rid of them. You clean them out by voting them out of public office. In politics you ridicule them, you mock them, you laugh at them, you discredit them, you argue with them, you debate them, you expose them, you reject them, you compromise them, you subvert them, you undermine them, you shame them, you disrespect them, you get rid of them. The problem in the Republican Party is the people are no good. The problem with the Republican Party is the top leadership is rotten, stale, stagnant, incompetent, gutless, misguided, confused, irresponsible, malfeasant, arrogant, conceited, hypocritical, selfish, self serving and nothing but a bunch of feckless fools in empty suits. The slippery slope and the system decay and the years of maddening ineffectuality breaks down the best of men and women to accept that witch is unacceptable as acceptable. They have lost perspective. They have gone deluded. They have lost it. Once again the only way to deal with the human component is with the human component and that is to fire them, vote them out and get rid of them. They are the problem. The acumen of this argument is evidenced by the fact that the public hears nothing form any of the congressional leaders or any of the senatorial leaders as once they are in. They go into hiding in the secrecy of Washington’s back rooms and privet closed door deals. So why is it that none of them, that is zero of the Republican Leadership will accept a single invitation to explain themselves on Talk Radio as Sean Hannity pointed out yesterday. (I think it was Sean but if not, one of them made the point very clear) These are not leaders representing anything I want. These are entrenched power and control brokers of a revolving door system of Washington insiders that have lost their principles and their understanding of what their responsibilities are in public office, to the people of the country, not the broken inner workings of a convoluted bureaucracy of corrupt insiders pushing a system that is crashing.The weakest link in the American politics today is the Republican Leadership of Feckless Ineffectual Fools. That is the Achilles heel. That is the slowest part of the chemical reaction. That is the core and acumen of the problem. That is human element that needs to be exposed. The Democrats can and will and have done what they have and are doing, it is the job and responsibility of the opposition party to resist it, fight it and stop it. That opposition party is about to get fired for not doing its job. The solution to this problem is either get rid of these people or form a third party and take the consequences. The consequences of a third party would be devastating. So now then its clear get rid of these people starting with Mitch McConnell with his 2.9 billion dollar earmark to end the government health care shut down debate and John McCain and his Bomb, Bomb, Bomb, Iran, Syria, Tanks and Jets to the Muslim Brotherhood nuttiness Waco Bird senility. Do you think any of the people listed below as great legal minds, leaders, orators, business men and thinkers would not come to the conclusion that it’s the Republican Party Leadership that is the problem. Copy Paste From Wikipedia: (1) An Achilles’ heel is a deadly weakness in spite of overall strength, that can actually or potentially lead to downfall. While the mythological origin refers to a physical vulnerability, idiomatic references to other attributes or qualities that can lead to downfall are common.(2) Business acumen is keenness and quickness in understanding and dealing with a business situation in a manner that is likely to lead to a good outcome. The term "business acumen" can be broken down literally as a composite of its two component words: Business literacy is defined in SHRM's Business Literacy Glossary as "the knowledge and understanding of the financial, accounting, marketing and operational functions of an organization." The Oxford English Dictionary defines acumen as "the ability to make good judgments and quick decisions". Given these textbook definitions, a strictly literal definition would be "keenness and quickness in understanding and dealing with a business situation."(3) The page "LEGAL ACUMEN" does not exist. You can ask for it to be created, but consider checking the search results below to see whether the topic is already covered.For search help, please visit Help:Searching.• Mirza Mohammad Afzal Beg His legal acumen was lauded by the imminent legal luminary G.S.Pathak who later became the Vice President of India, who proclaimed "Beg ... 2 KB (369 words) - 08:46, 14 June 2013• William Peters Hepburn According to historian Edmund Morris , "Hepburn was the House's best debater, admired for his strength of character and legal acumen As ... 14 KB (1,960 words) - 20:23, 20 September 2013• Pran Nath Lekhi (section Legal Acumen)Legal Acumen: He was popular because of his qualities and the fraternity had in him. He was President of the Delhi High Court Bar ... 9 KB (1,428 words) - 22:42, 30 September 2013• S. K. Majumdar (section Legal acumen)Legal acumen: His preferred field was income tax laws, and his clients included the well known Princes, Zamindars and other established ... 2 KB (319 words) - 11:36, 8 October 2013• Roger B. Taney He brought to the Chief Justiceship a high intelligence and legal acumen, kindness and humility, patriotism, and a determination to ... 37 KB (5,282 words) - 22:01, 12 December 2013• Friedrich Heinrich Geffcken Geffcken was a man of great erudition and wide knowledge and of remarkable legal acumen, and from these qualities proceeded the personal ... 4 KB (566 words) - 17:07, 28 February 2013• Attorney General of Israel (redirect from Legal adviser of the government) The Legal Advisor to the Government) stands at the head of the legal ... him lacking the personality and legal acumen necessary for the job, all ... 7 KB (983 words) - 22:37, 27 February 2013• André Marin his advocacy skills and legal acumen distinguish him as an outstanding legal professional,” according to CBA President Trinda L. Ernst He ... 23 KB (3,392 words) - 16:43, 7 December 2013• Jogesh Chandra Chaudhuri Law College His legal acumen and interest in law found expression in the famous Legal Journal “Calcutta Weekly Notes”, of which he was the Founder – ... 16 KB (2,402 words) - 16:37, 21 June 2013• William J. Ciancaglini (section Legal Practice)Legendary Philadelphia defense attorney Joseph Santaguida became aware of Ciancaglini's legal acumen and offered the young attorney a ... 13 KB (1,882 words) - 18:39, 3 November 2013• Kalyan Sundaram There, he demonstrated such legal acumen that Judicial Commissioner Sir Robert McNair later commented that Sundaram was one of the few ... 7 KB (906 words) - 16:44, 20 November 2013• Atticus Finch (section Impact on the legal profession)Entertainment Weekly wrote that "Finch transforms quiet decency, legal acumen, and great parenting into the most heroic qualities a man ... 11 KB (1,544 words) - 13:03, 31 October 2013• Tanguturi Prakasam During one of his professional visits to Madras on a court case, a barrister was impressed with his legal acumen and suggested that he ... 15 KB (2,178 words) - 11:54, 23 October 2013• Ashoke Kumar Sen (section Legal career)Because of his legal acumen, Bidhan Chandra Roy , Chief Minister of West Bengal , recommended him to the Prime Minister Jawaharlal Nehru ... 9 KB (1,330 words) - 12:33, 10 November 2013• Research Foundation for Governance in India promote, and implement various legal and political reforms in Gujarat and across India. ... experienced adjudicator with legal acumen and a ... 28 KB (4,027 words) - 15:10, 12 September 2013• Richard Morgan (Tudor judge) (section Legal and judicial career)Nevertheless, he was an active parliamentarian throughout Edward's reign and his legal acumen ensured he was entrusted with important ... 25 KB (3,738 words) - 04:21, 29 October 2013• Tower City, Pennsylvania The plan called for Tower to use his legal acumen to clear all the liens and opposing claims to the 8,000 | acre | km2 | adj on Munson- ... 13 KB (2,055 words) - 04:47, 9 November 2013• John Stoddart His legal acumen was also shown in his article "The Head of the Church" in the Law Review, February 1851, pp. 418–36. He translated from ... 8 KB (1,189 words) - 02:23, 17 September 2013• Warren E. Burger Burger as a weak chief justice who was not seriously respected by his colleagues due to alleged personal eccentricity and lack of legal acumen. ... 27 KB (3,809 words) - 20:38, 2 December 2013• Charlemagne Tower The plan called for Tower to use his legal acumen to clear all the liens and opposing claims to the 8000 | acre | km2 | adj on Munson- ... 18 KB (2,767 words) - 12:33, 18 July 2013(4) Show less1(#10 full post 31 lines with out thank you notes, Mitch McConnell compilation post #3) Joe CarpenterShared publicly - Jan 20, 2014 Thank you "USA Today" for picking up this post as found in search of your site ,"form you".Joe Carpenter originally shared: THE CAMELS NOSE HAS ALREADY BEEN UNDER THIS TENT:That is the Arab equivalent of the slippery slope. The Republicans have been ice block sliding down this glass hill to disaster for a long time. The drug addicts, pushers and police of Washington DC are a Congress of criminals shooting up daily on the pure heroin honey pot of the public coffers in an OPM overdosing orgy of malfeasance for the last 35 years of my aware political life and I for one am sick of it. Mitch McConnell takes home a 2.9 Billion dollar earmark to end the government health care IRS enforced, NSA monitored, RFID chip to be tracked unconstitutional madness while John McCain calls Ted Cruz, Rand Paul, Mike Lee, Ron Paul, Marco Rubio, The Tea Party and any one like Sarah Palin that agrees with it Waco Birds. They are mainlining the dope in reckless abandon of reality. There is nothing on this planet more irresponsible than a politician being paid and rewarded to spend other peoples money. (revised and amended quote from someone years ago) Boehner lashes out at conservative groups on budget dealNBC News.com - 9 minutes ago By Michael O'Brien, Political Reporter, NBC News. Republican leaders defended a modest budget deal that would maintain government operations through 2015 amid conservative opposition that could scuttle the legislation in the House.RelatedUnited States Congress »Republican Party »Paul Ryan »Obama applauds congressional budget deal USA TODAYConservatives sound alarm over tentative budget deal Fox NewsFeatured: John Boehner: Conservative Groups' Reaction to Budget Deal Is 'Ridiculous'National Journal - by Matt BermanOpinion:A budget deal with pain for Republicans and Democrats Los Angeles Times - by Jon HealeyIn Depth: Budget Deal Easing Spending Cuts Faces Republican Ire BusinessweekShow less11(#11 full post 79 lines with out thank you notes, Mitch McConnell compilation post #3) Joe CarpenterShared publicly - Jan 19, 2014 Thank you "Time Magazine" for picking up this post and having it in line on your site for people to see and share. Joe Carpenter originally shared: THE BRANDING OF THE AMERICAN WOMAN FOR SALE, 2016.Can the American psyche handle it? Are you woman enough? The “Time Magazine Cover” that reminded me of my first protest letter written to the La Jolla Museum of Contemporary art for a show that included a portrait/photo of a transvestite breast feeding a dead aborted fetus, umbilical cord and all, over 30 years ago. That was my first introduction to the “P.C. Elite” intellectually perverse mindset of the new progressives. The battle for America was defined in that shock and aw moment of realization that perversion sells in America and is considered interesting, not sick. The P.C. double standard precedence was culturally set at the highest levels, that offense is permissible on one side of the argument, but defense is not allowed on the other side of the argument. The Mount Soledad Cross now labeled as Cruciphobia in Google search along with Hetrophobia brings the DSM5 battle for medical definitions of the mind into the for front of the P.C. thought police as a “Newsweek Cover” proudly portrayed Obama as Americas first gay president. So the game is at foot. The challenge is on. Can the “American Media” brand, sell, monetize, script, create, exploit, denigrate, manipulate, subjugate, compromise, confuse, improve, raise, clarify, exalt, honor, respect or bring into focus the identity issue of what it means to be a “Woman” in America. Is Mrs. Clinton the role model for what it means to be American women to represent the female psyche as a standard? I think not as I defer to Judge Jeanine. “Justice” with Judge Jeanine on Fox News Channel brings it on last night as the 2016 election cycle of news wars begin. Some one is learning how to play this game and its not John McCain, Mitch McConnell or Lindsey Gram as, they just got castrated by a woman doing their jobs. Judge Jeanine eviscerates Mrs. Clinton for over an hour on the Benghazi scandal before the nation with high power guests supporting her every accusation. Poor John McCain dinosaur-ing his way with from one snooze alarm to the next as America goes down the road of blurred lines at the hands of equivocating spineless white men suffering from vagina envy afraid to have an opinion on anything. It takes a woman to do a man’s job. It takes a homosexual to define sexual norms to the country. It takes a black president to fundamentally transform America and fix the white mans mess. It takes a woman to put another woman in her place. It takes a black man to criticize a black man. It takes a homosexual to criticize a homosexual. It takes an interest group member to have the moral authority to criticize another interest group member? How stupid does it get? I just took a pole here at the coffee shop asking the mother of 3 besides me if she thinks Mrs. Clinton is a role model. The female police officer poring cream in her coffee over hearing my question flinched on hearing the words Mrs. Clinton and looked over at us. So I asked her, “You are a woman in uniform, what do you think?” She responded, I have no comment on that. I pressed the point looking at her eye to eye, what do you think? Do you think Mrs. Clinton is a role model? She just smiled, a real smile, like there is no way I am going to say anything bad about her but the answerer is no. I heard that loud and clear. Now I am a mind reader. Call it male intuition. (Catch that P.C. dig) I turned back to the mother of 3 and said there is no way Mrs. Clinton is going to be our next president.Same thing for the Republicans and that John McCain and the Republican Rhino stamped of ineffectual, inarticulate, lack luster, feckless stuffed suits of the GOP. The 36 year old attractive mother of three next to me chimes in again and explains that she gave up her carrier to raise her children so that she can be the gold standard for her children. She says that she wants to be strong for her children because once that Kernel of doubt is entered in their minds it just spreads. I said its called primacy and recency, the recency effect in teaching, you want to be the first bean in and have standing with your children. We then agree that if she allowed her children to be raised by the culture they would be all confused.Hear that Republicans you have failed to hold the line. You people have lost the culture war. Just as the Duck Dynasty people doing your job again. Stand aside GOP the girls will do what you people have refused to do. Where is that Sarah Palan these days anyhow? Has she started a third party yet? • Senate Intel Report Ties Benghazi Attackers to Al Qaeda GroupsA comprehensive report by the Senate Intelligence Committee definitively declared that individuals tied to Al Qaeda groups were involved in the Benghazi attack, challenging recent claims that the terror network was not a factor.Show less1(Edit addition “Told You So” this was going to be my today’s post as I bought the National Enquirer in line at the grocery store only a few hours ago thinking National Enquirer doing the job the main stream media just can not seem to do or understand is the money story. March,10, 2014 NATIONAL ENQUIRER Full cover, “What Hillary’s Hiding!” 8 shocking secretes that will wreck her presidential bid. The most distributed newspaper in America. (Fact check that one, but its close if not accurate) (#12 full post 37 lines with out thank you notes, Mitch McConnell compilation post #3) Joe CarpenterShared publicly - Jan 19, 2014 Thank you "Mike Lee" for picking up this post as found in search of your site from you. Joe Carpenter originally shared: Who are the “Outrage Groups”, Need News? Today the news follows the victims and victimizers on the same dry media sleeve to the same classic, money, guns and butter stories or power and control. A London Bookies track record rings truer over time. The real life skin in the game London Bookie is pushed away from self-delusion and into reality. The feckless capacity of politicians, annalists and journalists is an endless wealth of money-making opportunity at the expense of others. The low class London Bookies of old who the high class social types played their games with is the same story today except for the fact that the cart that once brought the carrots to the kitchen of corruption are today an election medley of interconnected P.C. delivered virtual carrots backed by the same beating sticks and stones of histories brutal Reality. The motivations, rewards and incentives for the London Bookie set a higher standard of purity and reality than the highbrow false attitudes of ethical, moral and principled conduct found on the floor of our today’s US Senate and US Congress. The stench of intellectual dishonesty reeks of traditional hypocrisy that any alert child could see through and laugh at as an absurdity that should be ridiculed and mocked publicly. The self-generating institutionalized dysfunctional environment of Washington rewards and motivates the bad behavior of destructive creation of failure, for success, rationalized and justified by self-advancement at all costs of calculated acceptable casualties of every one and every thing. The beauty of manual labor is it keeps you honest. The beauty of free markets is it keeps people honest. In today’s new fabricated reality of news enabled political and economic nonsense all the incentives are in the wrong direction with no rewards to keeping it honest. The work will prioritize. The rock does fall to the earth. It is real to the cat in the box. The tree falling in the woods does make a noise. The tire does touch the road. The proof is in the pudding. Republican minority leader Mitch McConnell takes home a 2.9 Billion dollar earmark to end the health care government shut down? (Just Google it for source) John McCain calls Ted Cruz, Mike Lee, Marco Rubio, Rand Paul, Ron Paul,The Tea Party and any one that thinks like Sarah Palin Waco Birds. (Inspired by mooring coffee with a friend)Show less1(#13 full comment post with out placard photo of Boehner frowning and text, Mitch McConnell compilation post #3) Joe CarpenterShared publicly - Jan 18, 2014 OOPS? They all got to go or the party will split or a third party will start. John McCain tanks and jets to the Muslim Brotherhood, War in Syria has gota go. Mitch McConnell and his 2.9 billion dollar earmark take away from the health surveillance state power grab has got to go. Lindesy Grahm ineffectual on getting answers on Benghazi has got to go. The entire "GOP" old Rhino coalition of Republican hogs at the trough of crony capitalism have got to go. Its all the fault of the 35 years of these Republicans. The Democrats are too stupid to have done this with out the consent and set up for failure by these feckless back stabbing, grind down, sell out, fools.Sorry, the only way to get rid of them now is going to be to publicly reject them as idiots regardless if they were once good men that no longer have what it takes. Get rid of this dead wood. CLean house or there will be no house left standing as it is rotting from with in. Out with the old in with the new. It is non-negotiable they got to go. 2014 who cares its time for scorched earth, burn it to the ground but get rid of them. Show lessRocco solorzano originally shared: Whoops! #Obamacare turns out to be great deal personally for Boehnerhttp://bit.ly/1eSo1ih(#14 full post 95 lines with out thank you notes, Mitch McConnell compilation post #3) Joe CarpenterShared publicly - Jan 16, 2014 Thank you "Politico" for picking up the following post but it will not share for some reason so I am trying to post just the text with out the picture of Mitch McConnell doing some kind of tepid looking peace sign thing. Lets see if this posts. Joe CarpenterShared publicly - Dec 3, 2013 Thank you "Mitt Romney" for picking up 5 of these base posts and having them visible in line on your site. Joe CarpenterShared publicly - 5:28 AM Thank you "Wall Street Journal" for picking up this post and having it visible in line on your site. Joe CarpenterShared publicly - 5:14 AM Thank you "New York Times" for picking up this post and having it in line on your site. They deserve it but the spin the 180 degree NY turn around game is Obama and Clinton have done more for the 1% of the 1% of the 1% than any of these Republican idiots every dreamed possible or dared. Only a Democrat crony capitalist could rip off the poor and the middle class like a Democrat backed by a mindless biased agenda driven news media. Joe CarpenterShared publicly - 4:55 AM This Feckless Fool took home a 2 billion dollar earmark to end the health care rip off bill government shut down while John McCain called Ted Cruz, Mike Lee, Marco Rubio,Sarah Palin, Rand Paul, Ron Paul, The Tea Party people and more Waco Birds. All of this the tap recording of 300 million people, the health care surveillance state IRS enforced INS monitored and RFID to be tracked unconstitutional madness of Supreme Court John Roberts are the Nutters of Insanity that essentially in their incompetent bizarre attitudes have failed this country for for 35 years in an intellectual dishonesty that can only be explained by what they have done and supported and not done and can not do. Tanks and Jets to the Muslim Brotherhood? No fence? No voter ID? No Tort reform? No Tax reform but IRS expansion? No Benghazi follow up? No Fast and furious follow up? Mitt Romney like firing people and if I live long enough I will cheer the day these men are fired. The damage these people have done by increasing the bureaucratic crippling of the country and economy in a crony capitalism of a false economy is historically unmeasurable in its damage. The removal of Glass Stiegal on their watch. 1.4 Quadrillion in derivatives 1400 trillion dollars of speculation on a Global GDP of 60 trillion and a US GDP of 15 Trillion with no bank prosecutions is a corruption of mind that is a malfeasance of stewardship that is incomprehensible in its scope and scale. The Republican party is a cluster orgy of fools. This is why millions of Republicans sat home in the last election and refused to vote at all. (That was the stupidest, most petulant self destructive act of mass republican arrogance in the biggest misguided apathetic protest event in US history. ) Looking at this mans face I now understand how all of this happened and who is responsible for it. Google Mitch McConnell 2 Billion Dollar Earmark, 100,000 hits plus, then search google news for Mitch Mc Connell "Kickback" (8 results (0.21 seconds) then try "Earmark" ( 139 results (0.23 seconds) where is the NEWS. Where and what do they think they are doing? The liberal media is playing the same game as these set for failure fools of keeping these people in to help destroy the Republican party. The news and Democrats are timing the release of the damage for maximum damage in the 2014 elections or just sitting on it and gloating. The New York Times should be all over this and same with the Wall Street Journal. Once again they just refuse to do their jobs and the Conservative talk shows will not throw them under the bus eather. I don't get it. Its pure coruption of the people in charge, so much of it there is no time to get to any of it or to prioritize it. For me I would start the clean up right here. Its the wrong people in charge and more that is the Republican problem. A third party is coming: Kentucky Wins Sweet Deal In $2.9 Billion Budget Bill Earmarkwww.huffingtonpost.com/.../mitch-mcconnell-budget-deal_n_4111387....Oct 16, 2013 - Senate Minority Leader Mitch McConnell (R-Ky.) struck a deal with Senate Majority Leader Harry Reid (D-Nev.) on Wednesday, averting a ...Mitch McConnell: 'Kickback' no earmark - Lucy McCalmont ... - PoliticoOct 17, 2013 - Senate Minority Leader Mitch McConnell addressed reports that he ... “There was no earmark,” McConnell said in an interview Thursday with Kentucky radio station WVLK. ... 2. GOP blame game: Who lost the shutdown?Kentucky Wins Sweet Deal In $2.9 Billion Budget Bill EarmarkOct 16, 2013 - Senate Minority Leader Mitch McConnell (R-Ky.) ... December 2, 2013 .... While the earmark is a great deal for McConnell, the funding request ...Show lessShow lessShow lessShow lessShow less1(#15 full post 210 lines with out thank you notes, Mitch McConnell compilation post #3) Joe CarpenterShared publicly - Jan 16, 2014 Thank you "Reuters" for picking up this post and having it visible in line on your site.Joe CarpenterShared publicly - 6:32 PM Thank you "Politico" for picking up this newer post of mine in search of your site, from you. Joe CarpenterShared publicly - Jan 6, 2014 Thank you "CNBC" for having this post visible in line on your site for your readers to share. Joe CarpenterShared publicly - Nov 14, 2013 Thank you "London Times" for picking up this post and having it visible in line on your site for your readers. It never ceases to amaze me what posts will be picked up by the overseas press. This is important, it is so important that overseas news agencies are more concerned with the looming dangers to the US dollar by the bad decision making by the Fed. than US news sites. Where are all the adults? This is exactly how the Euro was crashed. Cheating in the bond markets and fraudulent accounting practices. Where is the enforcement and oversight? Just look at Republican Mitch McConnell taking home a 2 billion dollar earmark while his buddy John McCain calls everyone trying to fix anything Waco Birds. There is your problem, these, intrenched, elite, intellectually dishonest, confused, arrogant, conceited, feckless old fools, that don't know their which end is up or down as they spin this way then that way depending on who is paying them. I would think organizations like the Heritage Foundation would come out and make a statement that this conduct is unacceptable regardless if everyone is doing it. WIth out condemnation of this bad behavior it will only get worse as they feel there are no consequences to their blatantly, outrageous, bad conduct. I personally think it borders on or should be criminal. I guess it would be impossible to get the US Congress and the US Senate to self police it self when they exempt themselves for laws they think others need to follow. Their exemption form the health care, cram down, rip off, "Obey Me law", is just one example of how these people think, act and believe. Who is the Waco Bird now John McCain you or Ted Cruz, Rand Paul, Ron Paul, Marco Rubio, Mike Lee, Sarah Palin and the Tea Party people and 100 million people getting insurance cancelations. You Rhino Republicans should all resign. Show lessShow lessJoe Carpenter originally shared: ONE MAN CAN: Rand Paul holds Yellen as the pawn for FED audit. One man, while those around him are losing their minds and blaming it on him. 100 years and the Federal Reserve a privately owned for profit institution with unknown owners taking their 5% dividend as written into their original charter and no one will follow the dividend checks, in 100 years nobody has had the courage or the will to properly and thoroughly audit the Federal Reserve. Google 9 Trillion missing from Federal Reserve YouTube and watch congressional hearing. QE3 85 billion per month, one trillion per year, one fifteenth the US GDP of 15 Trillion buying up all the junk real-estate bonds form the last market bubble (Greeenspan's Real-estate bubble) as intentionally and strategically created by interest rate manipulations of the markets. Add the One Trillion Tarp money contractually written up as exempt form all laws past and future . Then add 1.4 Quadrillion of derivative speculations on a global GDP of 60 Trillion. This is how they crashed the Euro , this is what has the Rupee in down hill slide, this is what is destroying the Dollar and they know it and don't care as the wealth is being extracted from the planet and transferred in value to their fait money systems globally as they bet one against the other in a perpetual destabilization profit making machine. Then add the Libor rate scandal and you have the full ponzi scheme. Where there is smoke their is fire. These too big to fail banks and institutions think they are above the law above the US constitution and above the people of the planet but they are not. These mega crimes in scope and scale of institutionalized fraud and coruption are in scope and scale crimes against the markets themselves essentially crimes against humanity. Look at the human tole of pain and suffering that is created by these accounting techniques that are nothing more than glorified cheating. A privately owned for profit institution is controlling the valuation formulas for the Dollar?Controlling the data collection? with out review? with out oversight?with out accountability to the law to the Constitution to the citizenry of this country? removing gas and food and housing from the inflation numbers?And we are supposed to trust these people that have brought us this health care fiasco, all reason has been lost, involving the cancelation of 100 million peoples health insurance policies for the purpose of raising rates and reducing services and increasing government control over the population by linking it to the IRS and the NSA and every government agency in between that now wants to be exempt form the kick back laws? Its all one in the same thing coruption. Just ask Mitch McConnell taking home a 2 Billion dollar earmark while John McCain calls Ted Cruz, Ron Paul, Marco Rubio, Sarah Palin, Rand Paul, MIke Lee Waco Birds as he supports sending Abrams Tanks and Jets to the Muslim Brotherhood? No Fence, No voter ID, No energy policy, No reason, no logic, no mind, nothing just worse and worse. Copy/Paste below, for more Google search words "Libor 300 Trillion" and see and believe. Links removed to post. (1) Libor lies revealed in rigging of $300 trillion benchmark, Bloombergbloomberg libor-lies-revealed-in-rigging-of-300-trillion-be...Jan 28, 2013 - The inside story of how bankers lied, cheated and colluded to rig Libor, the world's most important interest rate.Reforming LIBOR: The $300 trillion question | The Economisteconomist(2) Sep 29, 2012 - IT DETERMINES the interest payments on almost half of flexible-rate mortgages in America and underpins financial contracts worth an ...(3) Libor scandalFrom Wikipedia, the free encyclopediaJump to: navigation, searchScale of the scandalThis dwarfs by orders of magnitude any financial scam in the history of markets.“”Andrew Lo, MIT Professor of FinanceThe Libor scandal was a series of fraudulent actions connected to the Libor (London Interbank Offered Rate) and also the resulting investigation and reaction. The Libor is an average interest rate calculated through submissions of interest rates by major banks in London. The scandal arose when it was discovered that banks were falsely inflating or deflating their rates so as to profit from trades, or to give the impression that they were more creditworthy than they were. Libor underpins approximately $350 trillion in derivatives. It is administered by the British Bankers' Association (BBA).The banks are supposed to submit the actual interest rates they are paying, or would expect to pay, for borrowing from other banks. The Libor is supposed to be the total assessment of the health of the financial system because if the banks being polled feel confident about the state of things, they report a low number and if the member banks feel a low degree of confidence in the financial system, they report a higher interest rate number. In June 2012, multiple criminal settlements by Barclays Bank revealed significant fraud and collusion by member banks connected to the rate submissions, leading to the scandal.Because Libor is used in U.S. derivatives markets, an attempt to manipulate Libor is an attempt to manipulate U.S. derivatives markets, and thus a violation of American law. Since mortgages, student loans, financial derivatives, and other financial products often rely on Libor as a reference rate, the manipulation of submissions used to calculate those rates can have significant negative effects on consumers and financial markets worldwide.On 27 July 2012, the Financial Times published an article by a former trader which stated that Libor manipulation had been common since at least 1991. Further reports on this have since come from the BBC and Reuters. On 28 November 2012, the Finance Committee of the Bundestag held a hearing to learn more about the issue.The British Bankers’ Association said on 25 September 2012 that it would transfer oversight of Libor to UK regulators, as predicted by bank analysts, proposed by Financial Services Authority Managing Director Martin Wheatley's independent review recommendations. Wheatley's review recommended that banks submitting rates to Libor must base them on actual inter-bank deposit market transactions and keep records of those transactions, that individual banks' LIBOR submissions be published after three months, and recommended criminal sanctions specifically for manipulation of benchmark interest rates. Financial institution customers may experience higher and more volatile borrowing and hedging costs after implementation of the recommended reforms. The UK government agreed to accept all of the Wheatley Review's recommendations and press for legislation implementing them.Significant reforms, in line with the Wheatley Review, came into effect in 2013 and a new administrator will take over in early 2014. The UK controls Libor through laws made in the UK Parliament. In particular, the Financial Services Act 2012 brings Libor under UK regulatory oversight and creates a criminal offence for knowingly or deliberately making false or misleading statements relating to benchmark-setting.[2Copy/Paste Google Search, Links removed to post: Search Results #1 through #18 1. Rand Paul puts hold on Janet Yellen nomination, calling for vote to ... washingtonexaminer rand-paul-puts-hold...yellen-nomination...audi...◦ Cached◦ Share2. Oct 30, 2013 - Rand Paul, R-Ky., will place a hold on President Obama's Federal ... and House that wants to see the results of a Fed audit, among them Sen. ... Rand Paul puts hold on Janet Yellen nomination, calling for vote to audit Fed. 3. Daily Kos: Rand Paul will put hold on Janet Yellen nomination until ... dailykosRand-Paul-will-put-hold-on-Janet-Yellen-nomina...◦ Cached◦ Share4. Oct 25, 2013 - Rand Paul of Kentucky is putting a hold on President Obama's nomination ... to block the nomination until Harry Reid brings 'Audit the Fed' to the floor for a vote. ... Are you sure you want to remove this diary from your hotlist? 5. Sen. Paul threatens to hold Yellen nomination: Source - cnbc ◦ Cached◦ Share6. Oct 25, 2013 - Rand Paul has threatened to put Janet Yellen's Fed nomination on hold in exchange for an audit of the Federal Reserve. Sen. Rand Paul is ...Ahsan Navid Hussain +1'd this 7. Rand Paul To Block Yellen Nomination Over Fed Audit Bill outsidethebeltway rand-paul-to-block-yellen-nominat...◦ Cached◦ Share8. by Doug Mataconis - in 2,274 Google+ circles Oct 30, 2013 - Rand Paul To Block Yellen Nomination Over Fed Audit Bill ... you can file a hold until she comes out of committee — but we're putting people on ... Indeed, even if Paul gets what he wants its unlikely that the bill will actually get ... ◦ Rand Paul says he will place hold on Janet Yellen nomination ... politico rand-paul-janet-yellen-nomination◦ Cached◦ Share9. by Kevin Cirilli - in 78 Google+ circles Oct 29, 2013 - Rand Paul said on Tuesday that he plans to place a hold on Janet Yellen's ... a vote on the Audit the Fed bill first championed by his father — former Rep. ... but we're putting people on notice that we will,” Paul told POLITICO. 10. Rand Paul WILL place hold on Yellen nomination over Audit the Fed ... dailypaul Forums › Politics, General + Law(s) › Rand Paul◦ Cached◦ Share11. Oct 29, 2013 - 9 posts - 8 authors More info on Rand's bill to Audit the Fed, S. 209, including the 44 ... Where is it in the rules/parliamentary-procedue listings that Rand can put the hold on this ... he' ll block every Obama appointment until he gets what he wants. ◦ Rand Paul threatens to stop nomination of Yellen until Senate votes ... ◦ Cached◦ Share12. Oct 30, 2013 - Rand Paul (R-Kentucky) says he will put a hold on Janet Yellen's ... that a bill of his that would audit the Fed be considered by Congress first. 13. Paul makes Yellen hold threat official | TheHill the hill blogs/blog188623-paul-makes-yellen-hold-threat-official◦ Cached◦ Share14. Oct 30, 2013 - Rand Paul wants a vote on legislation to audit Fed's policy making. ... a hold on Janet Yellen's nomination to head the Federal Reserve until he ... 15. BREAKING: Rand Paul Considering Putting Yellen Fed Nomination ... economic policy journal breaking-rand-paul-considering-put...◦ Cached◦ Share16. Oct 25, 2013 - BREAKING: Rand Paul Considering Putting Yellen Fed Nomination On Hold ... Sounds like he wants a vote on Audit the Fed. ... The headline should read "Rand Considering if Putting Yellen Nomination on Hold will make him ... 17. Rand Paul To Hold Janet Yellen Nomination - Business Insider business insider rand-paul-janet-yellen-nomination-block-hold...◦ Cached◦ Share18. Oct 30, 2013 - Rand Paul intends to block the nomination of Janet Yellen unless he gets a ... he gets a vote on the bill, which would require audits of the Fed and provide for ... intentions that he or she does not want a bill or nomination to reach the floor. In February, Paul put a hold on the nomination of John Brennan to be ... Show less1(#16 Post originally 900 lines shortened here, to read full the post enter the first sentence into G+ search window, includes thank you notes, Mitch McConnell compilation post #3) Joe CarpenterShared publicly - Jan 16, 2014 Thank you "Miami Herald" for picking up this post as found in search of your site, from you.Joe CarpenterShared publicly - Jan 13, 2014 Thank you "New York Times" for picking up this post and having it visible in line on your site for your readers and other news agencies to share and post. Joe CarpenterShared publicly - 8:31 AM Thank you "The Financial TImes of India" (The largest English speaking news in India and second in the world) for picking up 2 of these base posts as found in search of your site, from you. The scroll on the your on line site has a one month posting load time. Its a new design tool I think that is ether applied across the board to G+ users now or is being specifically initiated by news sites or others to slow down bloggers like myself are just manually searching news sites across the globe for our posts that do not show in the "Ripples" tracking function here in G+. It is a fact that these posts are on these news sites so how did they get here as they do not show in my search functions. This needs to be cleaned up or maybe they do not want people to really know how far and wide their posts are being shared or picked up some how with out showing in the tracking record. I have used clean computers from new people and found my posts on these international sites so I feel confident that I have not been bubbled as they do in Communist countries. That will happen soon enough to the entire country if we (The People) do not hurry up and stop this current power grab of global information sources by corporations and governments.Joe CarpenterShared publicly - Jan 11, 2014 Thank you "Wall Street Journal" for picking up this post and having it visible in line on your site. I got to work today painting and pluming as the glory days are over so this is my last post for the day. I think my impending return to work the old fashioned way has been one of my motivating blogging drivers. Well some times all we get is the chance to step up to the plate and swing at the ball. A home run is not always in the cards. A base hit is sometimes all there is. On a national level base hits are not good enough any more. America needs a home run at this point or we are all going to be the next big international losers on the trash heap of history. Well off to work I go as this blogging is also soon going to come to an end for me as a luxury I do not have time for any more.Show lessShow lessJoe Carpenter originally shared: Thank you “New York Times” for updating and vetting my posts. Thank you for keeping the following selection of 12 of my posts visible in line on your site. These selected posts as sequentially copy and pasted below are a representation of your news priorities and your news agenda more than they are a representation of me. Regardless you have picked the some of my best and obscure posts and my top post#12 here, the "9 Trillion missing form Federal Reserve congressional hearing". I am endlessly amazed at how accurately these post pick-ups are in showing the different and specific interests and concerns of people, organizations and news agencies around the world. The following posts are number below as they are currently showing in line today on the New York Times Google+ site as I see it form my circles. Thank you for continuing to update and rotate my posts from day to day, week to week and month to month on your site. To my surprise some of these posts have shown consistently and some of them have been recycled and reposted on your page. The double posting of #2 and #3 below is an anomaly that I do not fully understand as that is new as of this week. But as they say in N.Y. all publicity is good publicity. Post #5 as a selection is interesting as well. If a post ends with (…………) the post has been shortened for this compilation post. To read the entire abbreviated post just copy/paste the first sentence into the Google+ search window to read the entire post. (1) Joe CarpenterExtended circles - Dec 12, 2013Thank you "New York Times" for picking up this post and having it in line on your site for your readers to see, read and share. (Consecutive thank you notes removed for this compilation post) Joe Carpenter originally shared: “The White House” Thank you for finding interest in my posts and for picking up 6 of my posts yesterday as found in search of your site from you with hundreds of posts pick ups from me. It is quite a compliment that after 5000 postings, starting before the last election, you are finding my posts as thought provoking enough to merit posting on your site. It is my privilege as an American to contribute my opinions to the current political discourse. These posts are fast written and are filled with typos, errors, missing words and at times the wrong word quickly spell checked into these posts. They were never intended to be grammatically perfect as the intention behind them is to stimulate critical thought and analysis. Thank you for your selection process and vetting prioritization of my posts by picking posts of interest that you consider note worthy. These sentiments, of reasoned thought in conflict with bureaucratic processes and more are found in my self-published book with CreateSpace “The Carpenters Bench” by Joe Carpenter available as a Kindle E Book on Amazon. My next book “Grasshopper Praying Mantis” manuscript work in progress is a philosophical work that goes far beyond the Micro world of “The Carpenters Bench” to delve into so very much more in the Macro. The Following is a compilation post. For brevity only a portion of the longer posts will be numbered and showing below. To find the original posts copy/paste the first sentence or paragraph of the abbreviated post in to the Google+ search engine and it will pull up related Internet references showing the entire post. There are several long compilation posts that have been picked up consistently by news agencies, organizations and individuals globally here in this compilation post. Abbreviated posts will end with a series of periods (………..).(1) Joe Carpenter originally shared: (This base post picked up yesterday 4 times by “The White House” site. Thank you notes removed.) Old Post: Reposting Archive Rebuild, Told You So Project. Posts #1 through #9 of 23 of a 100+ LONG POST if opened. ………………….(To read the entire post “1002 lines” above, enter the first sentence above of the post into Google search window)(2) Joe CarpenterShared publicly - Jul 29, 2013Thank you "New York Times" for picking up this post and having it visible in line. Joe Carpenter originally shared: Na na nana na Blllll (tung stick out) you are a looser, your husband is a dog and so are you Na na nana na Bllllll. So how does it feel Mrs Clinton now you know how every on in the country felt expelling to their children why oral sex is not sex because it depends what the meaning of the word is, is. You are an enabler You are an enabler and a user too. Na na nana na Blllll. And then there is the adult stuff like Fast and Furious, Benghazi, Foster, that is way to serious to joke about. This is not going to go away Mrs Clinton. Bill is what he is but you are not going to be the next president because there is just too much bad blood under the bridge. Sorry its just not worth taking these people seriously any more they need to be laughed and ridiculed out of public office. News clip copy/paste below. "Highly Cited:Bill and Hillary Clinton are 'livid' at comparisons to Weiners sexcapades and ...New York Post"Spitzer won't support Weiner for NYC mayorUSA TODAY45 minutes agoWritten byCatalina CamiaSHARE 406 CONNECT 45 TWEET 27 COMMENTEMAILMORE. Anthony Weiner shouldn't count on Eliot Spitzer for support in the New York City mayor's race.Weiner's support in mayoral race tanks, Dems want him outNBCNews.comSex scandals draw ire of Dem party eldersFox NewsHighly Cited:Bill and Hillary Clinton are 'livid' at comparisons to Weiners sexcapades and ...New York PostOpinion:Blaming Huma AbedinWashington PostIn Depth:Weiner's Behavior Prompts a Question: Why Did He Do It?New York TimesWikipedia:Anthony WeinerShow less(3) Joe CarpenterExtended circles - Aug 15, 2013Amazing: "New York Times" updates it page reviving, retrieving and refreshing the most obscure of all of my old posts from Joe Carpenter author of "The Carpenters Bench" self published on Create Space on Amazon and available as a Kindle E book. Book Reviews Wanted and Welcome. Back on line again, back in the stream, back in the game, as I will take this bone an run with it like a starved German Shepard after a piece of Time Squire Pizza. What is with that? Why is N.Y. pizza the best pizza in the hole wide world? Is it that tough to make a good slice of pizza? Apparently so:Same with making sense as I listen to a Guest Host/Caller conversation on the Dennis Miller show where a caller thinks its Ok for a 12 year old biological boy to use the girls locker room because he thinks in his mind, he has the right to impose his confusion on all the girls in there that don't have identity issues and force all of them into a forced position of tolerating, accepting, understanding and or enabling his personal problems that may or may not yet be a permanent psychological cross gender identification issue. Apparently so:Same with clearly seeing Mrs Clinton and Mr Clinton as not being role models because of their sexual proclivities, permissiveness and enabling behavior patterns for political gain. P.S. My carpenter buddy is on strike and refuses to work on the new shower house, 95% finished, until I call/email my Mexican lawyer and check on my 99 year lease, on my house down there, that I personally built, as it was supposed to be paid for 3 years in advance. Yesterday and the day before I answered the phone for the first time in 3 or 4 months, checked tex messages, and returned calls and messages. I ran an add on Craig's list to sell my 2003 Monty Carlo. Now all I have to do is check my email and confirm all is Ok with my property down there. I actually called several times and retrieved a message from the Health Department telling me "no" we/you can not sell live crabs at the fair grounds swap meet. Tons of live crabs and no easy way to sell them aside from, for half value commercially. Try doing anything in todays world you literally have to have the mind and skill set of a lawyer. See you can work your whole life and have it all taken away because of a bank technicality that they would love to enforce as way of getting at your value added stuff. They are in the business of taking your house make no mistake of it. If we think its bad up here in the States you should see what is going on down there. The Fast and Furious monumental insanity of mind scandal was visible in Mexico as the Drug War down there was/is unspeakable in one big mess that not one in these back East News Rooms has any comprehension of. It is literally a war zone down there with conduct that is para-militay on one side and barbaric on the other. I should have bought land in Texas. Big Mistake. Now how am I supposed to sell it? Joe CarpenterShared publicly - Jul 29, 2013 Thank you "New York Times" for picking up this post and having it visible in line. Show lessJoe Carpenter originally shared: Na na nana na Blllll (tung stick out) you are a looser, your husband is a dog and so are you Na na nana na Bllllll. So how does it feel Mrs Clinton now you know how every on in the country felt expelling to their children why oral sex is not sex because it depends what the meaning of the word is, is. You are an enabler You are an enabler and a user too. Na na nana na Blllll. And then there is the adult stuff like Fast and Furious, Benghazi, Foster, that is way to serious to joke about. This is not going to go away Mrs Clinton. Bill is what he is but you are not going to be the next president because there is just too much bad blood under the bridge. Sorry its just not worth taking these people seriously any more they need to be laughed and ridiculed out of public office. News clip copy/paste below. "Highly Cited:Bill and Hillary Clinton are 'livid' at comparisons to Weiners sexcapades and ...New York Post"Spitzer won't support Weiner for NYC mayorUSA TODAY45 minutes agoWritten byCatalina CamiaSHARE 406 CONNECT 45 TWEET 27 COMMENTEMAILMORE. Anthony Weiner shouldn't count on Eliot Spitzer for support in the New York City mayor's race.Weiner's support in mayoral race tanks, Dems want him outNBCNews.comSex scandals draw ire of Dem party eldersFox NewsHighly Cited:Bill and Hillary Clinton are 'livid' at comparisons to Weiners sexcapades and ...New York PostOpinion:Blaming Huma AbedinWashington PostIn Depth:Weiner's Behavior Prompts a Question: Why Did He Do It?New York TimesWikipedia:Anthony WeinerShow less(4) Joe CarpenterShared publicly - Oct 8, 2013Thank you "New York Times" for having this post visible in line on your site for your readers. Joe Carpenter originally shared: In my humble opinion it is one of the most important positions on the planet or maybe not, maybe it does not matter anymore as the damage has been done and they just need to finish the job now by moving the world off the dollar, maybe they just need a figure head. There has been no discussion, no debate, no analysis, no nothing for the 35 years of my aware life. So who is she? Roger Hedgecok on talk radio today says she will make Ben Bernanke look like a conservative. That is not a good sign. Printing fake money? Today no one showed up to buy US bonds. Only the Fed is buying the bonds with fake money. All I can say is 5000 postings later is in two an half years "Told You So". We are now entering the stage of economic destruction, decline and devaluation where we are almost at the point of exponential no return. New York TimesSee realtime coverage Obama to Pick Yellen as Leader of Fed, Officials SayNew York Times - 7 minutes ago WASHINGTON - President Obama will nominate Janet L. Yellen as chairwoman of the Federal Reserve on Wednesday, White House officials said Tuesday night, ending an unusually prolonged and public search to fill one of the most important economic ...RelatedJanet Yellen »Federal Reserve System »Ben Bernanke »U.S. Futures, Treasuries Rise on Yellen; Asia Stocks DropBloombergObama to name Yellen as next Fed chair on WednesdayReutersHighly Cited:Yellen Is Obama's Choice as Fed ChiefWall Street JournalIn Depth:Obama to name Yellen as Federal Reserve chairman on WednesdayWashington PostWikipedia:Janet YellenNBC News1 hour ago - Google+Federal Reserve Board Vice Chairman Janet Yellen will be nominated Wednesday to succeed Ben Bernanke as chairman, the White House says. More here: http://nbcnews.to/18NB9na (Photo: Gary Cameron/Reuters)1377969_653255518027815_1057509019_n.jpgShow less(5) Joe CarpenterExtended circles - Dec 11, 2013Thank you "New York Times" for picking up this post but not the other post that was picked up 4 times. That is my blogging issue as the conflict of interest in the media on the Federal Reserve Topic is more than just in the imaginations of obscure conspiracy theorists. The internet is now an open source that can cross check in muinets what just 30 years ago would take enormous effort. Sun light cleans. Joe CarpenterExtended circles - 7:48 PM Thank you "Pope Francis" for picking up 6 of my posts in total with 2 of them being this base post. That speaks volumes to me regardless if it is algorithm selected or vetted some how as found in search of your site," from you". Of all my 5000 postings this base post is on your site. It is no coincidence that this posting topic was for me also the most important of all posting topics as this issue is what drove me to blogging in rejection and residence to these dark side forces. In the end it is very simply a matter of good and evil. The good lord works in mysterious ways.PS For some reason it does not will not post publicly, extended circles only. Joe CarpenterExtended circles - Dec 8, 2013 Accidentally finding Albert Pike and his book "Morals and Dogma" in a used book store pushed me into this blogging thing, it was the last straw. Google Albert Pike satanic belief Morals and Dogma page number. (or variations of that search query) It is all some how connected as these dark side beliefs go back over two thousand years to the days before Christ. Show less (……………….)
Apple Pay Set to Transform Mobile Payments Starting October 20New Service Offers Easy, Secure & Private Way to PayCUPERTINO, California―October 16, 2014―Apple® today announced that customers can start making payments with the touch of a finger on Monday, October 20, when Apple Pay™ becomes available in the US. Apple Pay offers an easy, secure and private way to pay using Touch ID™ on iPhone® 6 and iPhone 6 Plus in stores and within apps. Users of the just-announced iPad Air™ 2 and iPad mini™ 3 will be able to use Touch ID on their devices for Apple Pay within apps. The new service will be enabled by a free software update to iOS 8.“Our team has worked incredibly hard to make Apple Pay private and secure, with the simplicity of a single touch of your finger,” said Eddy Cue, Apple’s senior vice president of Internet Software and Services. “The reaction to Apple Pay has been amazing. We continue to add more Apple Pay ready banks, credit card companies and merchants, and think our users will love paying with Apple Pay.”“We are excited to make it easier and more convenient for our customers to shop at Whole Foods Market,” said Walter Robb, co-CEO of Whole Foods Market. “We are thrilled to be one of the first retailers to accept Apple Pay across all of our locations nationwide as it offers our shoppers a fast, private and secure check out option at our stores.”Apple Pay is designed to protect the user’s personal information. It doesn’t collect any transaction information that can be tied back to a user and payment transactions are between the user, the merchant and the user’s bank. Apple doesn’t collect your purchase history, so when you are shopping in a store or restaurant we don’t know what you bought, where you bought it or how much you paid for it. Actual card numbers are not stored on the device, instead, a unique Device Account Number is created, encrypted and stored in the Secure Element of the device. The Device Account Number in the Secure Element is walled off from iOS and not backed up to iCloud®. Apple Pay supports credit and debit cards from the three major payment networks, American Express, MasterCard and Visa, issued by the top US banks. In addition to American Express, BankofAmerica, Capital One Bank, Chase, Citi, Wells Fargo and others, who announced support in September, more than 500 new banks from across the country have signed on to Apple Pay. Users can make purchases in stores and within apps, with credit cards issued by many of the leading banks nationwide, which make up 83 percent of the credit card purchase volume in the US.*Apple Pay in stores is fast and easy to use. Simply hold iPhone near the contactless reader while keeping a finger on Touch ID. In addition to the 262 Apple retail stores in the US, availability from leading retailers at launch include: Aéropostale, American Eagle Outfitters, Babies”R”Us, BJ’s Wholesale Club, Bloomingdale’s, Champs Sports, Chevron and Texaco retail stores including ExtraMile, Disney Store, Duane Reade, Footaction, Foot Locker, House of Hoops by Foot Locker, Kids Foot Locker, Lady Foot Locker, Macy’s, McDonald’s, Nike, Office Depot, Panera Bread, Petco, RadioShack, RUN by Foot Locker, SIX:02, Sports Authority, SUBWAY, Toys”R”Us, Unleashed by Petco, Walgreens, Wegmans and Whole Foods Market. In addition, many others will add support this year, such as Anthropologie, Free People, Sephora, Staples, Urban Outfitters, Walt Disney Parks and Resorts and more.Checkout is simple and can happen with a single touch—there’s no need to manually fill out lengthy account forms or repeatedly type in shipping and billing information. Your actual card number is kept private and not shared with the online merchant. Online shopping within apps allows users to pay for physical goods and services including apparel, electronics, health and beauty products, tickets and more. Apps with the ability to use Apple Pay at launch include: Apple Store app, Chairish, Fancy, Groupon, HotelTonight, Houzz, Instacart, Lyft, OpenTable, Panera Bread, Spring, Staples, Target and Uber. Many more will support Apple Pay by the end of this year with popular apps such as Airbnb, Disney Store, Eventbrite, JackThreads, Levi’s® Stadium by VenueNext, Sephora, Starbucks, StubHub, Ticketmaster and Tickets.com, among others. Leading payment solution providers and terminal suppliers such as Adyen, Authorize.Net, BankofAmerica Merchant Services, Braintree, CyberSource, Chase Paymentech, First Data, Heartland Payment Systems, iMobile3, NCR, Oracle’s Micros, Stripe, TSYS and VeriFone, among others, are working to bring merchants in stores and in apps the ability to easily, securely and privately accept payments using Apple Pay.AvailabilityApple Pay will be available in the US starting Monday, October 20 with iOS 8.1. For shopping in stores, Apple Pay will work with iPhone 6, iPhone 6 Plus and with Apple Watch™, upon availability. For online shopping within apps, Apple Pay is available on iPhone 6, iPhone 6 Plus, iPad Air 2 and iPad mini 3. Users should contact their bank to determine their card’s eligibility, some banks may not support all card types. Apple Pay will be available in select retailers and apps in 2014. For more information visit www.apple.com/apple-pay.* American Express, BankofAmerica, Capital One Bank, Chase, Citi and Wells Fargo at availability with additional banks coming quickly thereafter including Barclaycard, Navy Federal Credit Union, PNC Bank, USAA and U.S. Bank.Apple designs Macs, the best personal computers in the world, along with OS X, iLife, iWork and professional software. Apple leads the digital music revolution with its iPods and iTunes online store. Apple has reinvented the mobile phone with its revolutionary iPhone and App Store, and is defining the future of mobile media and computing devices with iPad.Press Contacts:Nat KerrisApplenat@apple.com(408) 974-6877Laura NewellApplelnewell@apple.com(408) 974-8811
BankofAmericaCustomerService – OverviewFounded originally in the United States, BankofAmerica is one of the leading financial establishments across the world today. Its offices in the UK provide a wide range of services, including credit cards and insurance, which are both convenient and innovative. With more than seven million credit card accounts in the UK, BankofAmerica is rated as one of the nation’s foremost credit card lenders. You can contact the BankofAmericacustomerservice at Chester Business Park, Wrexham Road, Chester, CH4 9WW.About BankofAmerica ServicesWhile BankofAmerica offers a wide variety ofbanking and financial services across the globe, the particular office in the UK offers only credit cards and insurance to personal customers. BankofAmerica offers a wide range of credit card and insurance options along with offering card protection programs to its esteemed customers in the UK.You can browse http://www.bankofamerica.co.uk/ for details on the various services and products offered by BankofAmerica in the UK.Contacting BankofAmericaCustomer ServiceCredit card customers can reach BankofAmericacustomerservice desk by dialling 0800 456 1234, provided they are calling from within UK. However, if they are abroad, they need to call +44 1244 675 989. The bank also provides Typetalk communication for the hearing impaired, which can be accessed at 18001 0800 456 1234.Additionally, credit card customers can use their online card services to resolve their issues or seek responses to important queries. For more details, take a look at http://www.bankofamerica.co.uk/contact-bank-of-america/credit-cards/.Existing insurance customers can call 0800 783 7659, anytime between 8AM and 6PM on weekdays, for any assistance or for cancellation of policy.Tips to call BankofAmericaCustomerService DeskBank ofAmericacustomerservice desk in the UK is one of the most efficient customerservice desks available in the nation, which offers extensive online help to its customers through its FAQs. With innovation being of prime importance, you can easily get your issues resolved without having to call them directly. However, in case you do call them, make sure you use the correct number, depending on whether you calling from within UK or abroad.Service providers exhausting you? Share with us the experience of the supplier's customerservice (waiting times, courtesy, professionalism, etc.), the price ofcustomer retention promotions, valuable tips for the benefit of the customers.